A guide to Aged Care at home
August 2, 2022
As we get older, most of us want to remain independent and in our own home for as long as possible, but this can be challenging without some help with household tasks and personal care. Recognising this, the government runs a Home Care Packages program where approved aged care service providers work with individuals to…
‘Mortgage prison‘: Home owners facing budget squeeze as interest rates rise – The New Daily
July 28, 2022
Hugh shared some knowledge in The New Daily article, ‘Mortgage prison‘: Home owners facing budget squeeze as interest rates rise’. Centaur Financial Services managing director Hugh Robertson said the outlook for property prices means the days of “free equity” for home owners are over. “Over the past two years, if you bought a house it…
Putting recent returns into perspective
July 22, 2022
While 2021-2022 may not have been a stellar year for the majority of investors, it’s worth remembering that the worst performing asset class one year can be the best the next, and vice versa. That’s why successful investing benefits from having a good balance. The last financial year, particularly the first half of 2022, saw…
Quarterly Investor Letter and Update | June 2022
July 21, 2022
We are delighted to share with you all, an update from our AAN Investment Committee Dear Investor, The first half of 2022 was characterised by the harsh reality of elevated inflation and the combative stance taken by central banks around the globe. Already elevated inflation indicators moved higher, causing central banks to hike interest rates…
EOFY Wrap Up – 2021/22
July 8, 2022
July marks the start of the new financial year, a good time to reflect on how far we have come since this time last year and to make plans for the year ahead. Check out Hugh’s latest EOFY Wrap Up for all things End of Financial Year, Centaur Financial Services and general market overview, by…
Market movements & economic review July 2022
July 1, 2022
Stay up to date with what’s happened in the Australian economy and markets over the past month. June was a big month in an eventful year for the local and global economy, with inflation and interest rates continuing to dominate. With inflation sitting at 5.1% in Australia, cost of living pressure is mounting. The Reserve…
The Rich Life Vol 59
July 1, 2022
Welcome to our July newsletter and the start of a new financial year. With winter in full swing, it’s a great time to rug up by the fire, take stock of the year that was and make plans for the future. June was a big month in an eventful year for the local and global…
How to guard against cyber threats
July 1, 2022
As technology creeps further into our everyday lives, cybercriminals are taking advantage of the latest that technology has to offer and carrying out increasingly sophisticated scams worth eye-watering sums. In the 2020-21 financial year alone, individuals and businesses in Australia reported total losses of more than $33 billion. The main types of cybercrime were fraud…
Your investing style – as unique as you
July 1, 2022
As interest rates start to increase after a lengthy period of historical lows, it’s a good time to think about how your money is working for you and whether your investing style and strategy is still in line with your goals. Higher interest rates don’t just send a ripple through the economy, aside from the…
A Will to give
July 1, 2022
As baby boomers shift into retirement, Australia is on the brink of the nation’s biggest ever intergenerational wealth transfer. Yet estate or inheritance planning is rarely discussed by families. Talking openly about how you want your assets to be passed on can help avoid family disputes that take a toll both financially and emotionally. It…
A super window of opportunity
July 1, 2022
New rules coming into force on July 1 will create opportunities for older Australians to boost their retirement savings and younger Australians to build a home deposit, all within the tax-efficient superannuation system. Using the existing First Home Super Saver Scheme, people can now release up to $50,000 from their super account for a first…
The Rich Life Vol 58
June 1, 2022
June has arrived and so has winter, as the financial year draws to a close. Now that the federal election is out of the way, it’s time to focus on planning for the future with more certainty. Cost of living pressures, inflation and interest rates were major concerns in the lead-up to the May federal…
Market movements & economic review – June 2022
June 1, 2022
Stay up to date with what’s happened in Australian markets over the past month. Cost of living pressures, inflation and interest rates were major concerns in the lead-up to the May federal election. The Reserve Bank of Australia (RBA) lifted the cash rate for the first time in over 11 years from 0.1% to 0.35%,…
Get your SMSF ready for 30 June
June 1, 2022
With the end of the financial year (EOFY) just around the corner, it’s important to ensure your SMSF meets its compliance obligations. The rules around SMSFs are strict and if you don’t do things the right way, your fund could end up paying extra tax. Here’s some key tasks trustees need to complete prior to…
Preparing for the next chapter
June 1, 2022
Retirement means starting a new chapter of your life, one that gives you the freedom to create your own story, as you decide exactly how you want to spend your time. While retirement may not be part of your immediate plans, there are advantages to giving some thought as to what retirement looks like for…
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