Key points 2020 was dominated by the Coronavirus pandemic but shares saw okay returns on the back of policy stimulus and vaccine optimism, resulting in constrained but positive returns for balanced growth super funds. For 2021, the combination of massive policy stimulus and the prospect of vaccines allowing a return to something more normal by…
After a year when the average superannuation balance fell slightly or, at best, moved sideways, the summer holidays could be a good opportunity to think about ways to rebuild your savings while being mindful of tax. With the Reserve Bank reducing interest rates to record lows and not anticipating a rise until 2024, it’s more…
The traditional festive holiday season is likely to be a little different this year, but one thing is likely to remain the same – the temptation to spend and the post-Christmas budget hangover. Last year Australians spent about $1000 each for Christmas on presents, decorations, travel and charity donations. For 28 per cent of us,…
Hugh recently chatted with Matt Johnson of The New Daily to discuss where we’re going wrong with finances. Excerpt below — Centaur Financial Services managing director Hugh Robertson says a lack of awareness and understanding is a key driver of financial stress, because it means people are unable to recognise whether they’re in a good…
Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you’ve planned it correctly, it heralds a life stage synonymous with relaxation and enjoyment. However, to make sure your retirement is everything you’d hoped for, it’s crucial to make smart decisions to help you stick to your financial plan,…
Going through a separation or divorce can be a stressful and emotionally-charged time, particularly when it comes to conversations around shared finances and the division of assets. Having a clear plan for how you approach these discussions can help provide direction and ensure you reach a fair solution that everyone is happy with. Set yourself…
With tax cuts and stimulus payments on the way, Treasurer Josh Frydenberg is urging us to open our wallets and spend to kick start the national economy. But if your personal balance sheet could do with a kick along, then saving and investing what you can, also makes sense. One positive from this COVID-19 induced…
The idea of adding a granny flat to your property sounds like a great idea. A property to rent out to generate some welcome extra income, or a home for adult children or mum and dad in their later years. But there are important tax and personal considerations to consider before taking the plunge and…
The ifa Excellence Awards 2020 winners have just been revealed at the first-ever virtual ifa Excellence Awards ceremony, and Centaur Financial Servers were honoured to be finalists in three prestigious categories. INVESTMENT ADVISER OF THE YEAR – Finalist CLIENT OUTCOME OF THE YEAR – Finalist SELF-LICENSED FIRM OF THE YEAR – Finalist A full winners…
Hugh recently chatted with Matt Johnson of The New Daily to discuss poor money habits. Excerpt below — Centaur Financial Services adviser Hugh Robertson said shoppers with lots of debt, or a track record of poor money habits, would do well to steer clear. “Spending money is like an addiction,” Mr Robertson told The New Daily. …
2020 has been a year like no other. A global pandemic, Australia’s first recession in nearly 30 years, record low interest rates, volatility in both shares and property markets, and even job security is coming into question. For retirees it can be a very daunting process. The Big Four Banks and QSuper Recently we…
Living through COVID-19 has brought many challenges and shifting priorities as we deal with the financial impacts of the pandemic, and that includes the issue of life insurance. On the one hand, the pandemic has highlighted the importance of life cover. On the other, those who may have lost a job or lost income are…
This year has exposed investors to the end of a bull market and the start of a global recession, all caused by a totally unexpected global pandemic. The outlook for the global economy and investment markets remains uncertain until an effective vaccine is available. While there is cause for optimism that one of the many…
Building a bridge to recovery In what has been billed as one of the most important budgets since the Great Depression, and the first since the onset of the COVID-19 pandemic dragged Australia into its first recession in almost 30 years, Treasurer Josh Frydenberg said the next phase of the journey is to secure Australia’s…
COVID-19 is resulting in significant disruption to well-established business paradigms, impacting businesses, sectors and stocks across the board. However, as Albert Einstein once said: “in the middle of difficulty lies opportunity”. That certainly rings true in 2020 as analysts predict significant changes in the types of businesses that will prosper through the crisis and beyond,…
End of content
End of content
Complete the following form, and we will contact you to arrange a chat with one of our financial planners on the Gold Coast.
