Greater Financial Certainty For You
Securing your future is about so much more than just managing money.
At Centaur Financial Services we work with you to make financial uncertainty a thing of the past.
Over many years, Centaur has developed an industry leading approach to delivering quality personalised financial advice and solutions. We understand that what you value will ultimately be the driver for your personal and financial goals, and so every plan created is uniquely tailored to suit each client.
Centaur Financial Services is a true financial partner for you. We continue to work with you over the years, to ensure your financial plan continues to support your current and future lifestyle needs and goals.
Your Financial Journey
We have packages to assist a diverse range of clients to achieve their financial goals.
Just Starting Out
Perhaps you have just started a family, are about to buy your first house or have made an important step in your career. Whatever the reason, understanding your finances, cash flow and having a plan for the future has just become very important to you. The earlier you start planning for financial security, the better.
Building Your Wealth
Whether you are trying to get ahead in your mortgage or the kids are about to start school, it is important to feel on top of your finances and stop living day to day. Creating a clear direction and working towards motivating lifestyle goals such as paying your home loan down sooner or an early retirement will help you to create a better financial security and less stress in your life, as well as more options for you and your family.
With retirement around ten years away and an empty nest at home, you may start dreaming of retirement. How much income will I need? When can I afford to retire? Can I start working less now and transition out of the workforce? A range of financial planning strategies can assist you to protect the lifestyle you have now while bridging any gap between the size of the nest egg you have and the one you will need in your retirement, whenever that might be.
You may be newly enjoying your retirement freedom, or perhaps in a few years and need to take stock to review the longevity of your finances. Your priorities have changed from building wealth to being smart about how you use it. You need a plan to give you the lifestyle you want and to create a legacy that is important to you. Your income and capital preservation strategies may incorporate income generation, age pension, and estate planning amongst other approaches.
Our Full Range of Services to Assist You
As a client of Centaur Financial Services you will be employing a proven wealth management expert in proactive and forward thinking financial advice.
The key to any successful financial plan is not the strategy itself. It is the combination of taking action, effective implementation, long term commitment, and discipline that brings a financial plan to life and makes it successful in reaching your goals.
Advice Experience Roadmap
Centaur Financial Services’ six-step financial planning process is an industry-leading formula. Central to our success is our commitment to tailored, clear and transparent advice.
- Discuss the Financial Services Guide and terms of engagement
- Goals planning: Discuss your personal and financial information, goals and priorities, attitudes to risk
- Assess your potential cash flow, superannuation, tax, saving, social security and estate planning needs to meet your goals
- Analyse your pre-existing portfolio
- Goals based gap analysis
- Develop and compare a range of strategies to meet your goals
- Recommend most suitable strategies for you
- Select appropriate financial products if required to accompany the strategy
- Discuss the recommended strategies with you
- Present you with your Statement of Advice and Product Disclosure Statements
- Discuss the implementation plan
- Complete the Authority to Proceed
- Implement your strategy
- Complete product applications and alterations
- Complete insurance applications and underwriting
- Advise you when your strategy is fully implemented and discuss any next steps
- Monitor your financial plan
- Review any changes to your personal circumstances
- Optimise your investment portfolio
- Monitor and review any external impacts to your financial plan including product, legislative and environmental changes
Centaur Financial Services is a multi-award winning, privately owned, agreed fee for service financial planning firm with an experienced, enthusiastic and motivated team. Since our establishment in 2009, we have helped hundreds of families achieve their financial and lifestyle goals.
Our advice ethos is to provide our clients with peace of mind and a sense of control which we deliver through a combination of financial education, transparency and ongoing financial management.
We help clients to create an organised plan and to make informed financial decisions to support the achievement of their personal and financial goals throughout their life.
We call this approach “PLANNING TO LIVE WELL”.
We are on your side
Different from over 85% of other financial advice companies which are aligned to one of the major financial institutions, Centaur Financial Services is a corporate authorised representative of the Australian Advice Network. This enables us to focus on the advice first without institutional pressure for selling to clients a narrow range products. Many of the best financial planning strategies require no products at all. Though if required Centaur Financial Services are able to choose from any of the major and leading financial product providers in order to tailor a solution that is right for you.
We are Qualified
Centaur Financial Service’s staff are all highly experienced, qualified and educated. To remain up to date with the ever changing industry, our team is committed to a program of ongoing professional education and training.
Our Managing Director and Principal Financial Planner, Hugh Robertson, is a Certified Financial Planner (CFP), the highest certification available in the financial planning industry. Hugh is also an Associate member of the Financial Planning Association of Australia (FPAA) and the Association of Financial Advisers of Australia (AFAA). Hugh holds a Masters of Financial Planning, Masters of Business Administration and a Bachelor of International Finance with an Accounting major. Hugh also maintains specialist certifications to provide advice on complex financial planning strategies including SMSFs, Margin Lending Insurance & Direct Share Investing.
Why the name Centaur?
Centaur Financial Services is a Greek mythological creature that combines the wisdom of man with strength of a horse. We believe that combining wisdom and strength in a team based approach will deliver the best outcomes for our clients.
What People Have Said About Us
We had no concerns about appointing Centaur as our adviser as the relationship with Centaur goes back a long way and has always been beneficial.
What has pleased us the most is the responsiveness and attention to detail, which is very important to us, as we are looking at the management of our financial affairs into the period where we have no income other than that generated by the funds Centaur manages for us.
– Ron, 77 years
I was looking for a financial advisor. I had seen 3 others before I went to Centaur. I was impressed right from the start at how professional, friendly and concerned the staff were. It was clear that they had my interests at heart. They could see that I was worried about my hard earned money and took this into consideration.
– Sandy, 67 years