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the PODCAST – Super & Tax Changes + EOFY Tips | Episode 13April 16, 2024Centaur Financial Services is delighted to share with you our most recent PODCAST – touching on all of the most recent and upcoming changes including EOFY tips and tricks to ensure you stay ahead of the super and tax game. You can catch the latest episode on Spotify or YouTube. This new episode has our… -
Market Movements and Economic Review | April 2024April 5, 2024Stay up to date with what’s happened in markets and the Australian economy over the past month. Expectations of interest rate cuts later this year in Australia and the United States fuelled activity in the markets last month. Australian shares reached a new record high at the end of the month, driven by mining shares… -
New Increased Super Contribution CapsApril 2, 2024As the end of financial year gets closer, some investors are thinking about the most effective ways to boost their super balance, particularly with an increase in the caps on contributions from 1 July. The concessional contributions cap, which is the maximum in before-tax contributions you can add to your super each year without paying… -
The Rich Life Vol 80April 2, 2024It’s April already and as we head back to work after Easter, we hope you enjoyed a peaceful and relaxing holiday weekend. Expectations of interest rate cuts later this year in Australia and the United States are fuelling activity in the markets right now. The S&P/ASX 200 ended March on another all-time high. Mining shares… -
Markets love certainty, but what happens next?April 2, 2024Financial markets can be like finely tuned racehorses, poised to gallop ahead under ideal conditions but often highly reactive to unexpected events. It’s often said that the markets love certainty. Investors feel more confident when economic conditions are stable and predictable. But certainty in financial conditions is never a sure thing. Uncertainty is always just… -
Being informed is the key to avoiding scamsApril 2, 2024While it seems we all like to think we are clever enough to outwit a scam, Australians collectively lost more than 480 million to scams last year. Every year scammers get more sophisticated in the methods they use to part us with our money – or our valuable personal information. It’s important to recognise that… -
Dive into deep focus to unlock your true potentialApril 2, 2024Phone buzzing, emails constantly popping up, ongoing chats with colleagues, responding to meeting invites and all the while trying to work on that report. Sound familiar? While we’ve all become reasonably proficient at multitasking in this digital age, numerous commentators are pointing to the toll the constant distractions are having on our productivity and the… -
An SMSF loan costs more than you thinkApril 2, 2024Loaning money from an SMSF to fund members or relatives is against the super laws and can land trustees with big fines, so it’s important to know the rules and not use SMSF savings for anything other than retirement purposes. New ATO estimates show that, in 2020 and 2021, SMSF trustees entered into more than… -
The Rich Life Vol 79March 1, 2024After a summer of quite extreme weather in many places around Australia, we can hopefully look forward to the cooler, calmer weather that Autumn brings. While economic bright spots can be found in Australia right now, there are also some less than stellar results. On the positive, inflation has remained at a two-year low giving… -
Market Movements and Economic Review | March 2024March 1, 2024Stay up to date with what’s happened in markets and the Australian economy over the past month. The economic indicators for February were mixed. Inflation has remained at a two-year low, giving confidence of a possible rate cut in coming months, and business capital investment rose in the December quarter. However, the Australian dollar remained… -
Understanding the new $3m super taxMarch 1, 2024The much debated tax on superannuation balances over $3 million is inching closer and those who may be affected should ensure they have considered the implications. Although it is not yet law, the Division 296 tax should be taken into account when it comes to investment strategy and planning, particular in relation to any end-of-financial-year…
