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Business

Getting Retirement Plans Back On Track
Business

Getting Retirement Plans Back On Track

After a year when even the best laid plans have been put on hold due to COVID-19, people who were planning to retire soon may be having second thoughts. You may be concerned about a drop in your super balance, insecure work, or an uncertain investment outlook. Whatever your circumstances, […]

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Hugh’s Views ‘One Year On’ – Video
Business

Hugh’s Views ‘One Year On’ – Video

Our very own Hugh Robertson provides his views on the year that was, where we’ve been and where we’re heading. As always, the team at Centaur Financial Services are always here to help and answer any queries that you may have. If you do have any questions or concerns, please […]

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Market movements & review video – April 2021
Business

Market movements & review video – April 2021

Stay up to date with what's happened in Australian and global markets over the past month. Our…

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Taking a break – a win for you and the economy
Business

Taking a break – a win for you and the economy

2021 is shaping up to be a much more positive year than 2020 in so many ways. For people who put holiday plans on hold or those with itchy feet because they haven’t had much of a break for a while, this year is the year to get out and […]

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Making a super split
Business

Making a super split

Separation and divorce can be a challenging time, often made all the more difficult when you have to divide your assets. So how do you go about decoupling your superannuation? In years gone by, superannuation was not treated as matrimonial property, so divorce settlements typically saw the woman keeping the […]

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Bonds, Inflation and your investments
Business

Bonds, Inflation and your investments

The recent sharp rise in bond rates may not be a big topic of conversation around the Sunday barbecue, but it has set pulses racing on financial markets amid talk of inflation and what that might mean for investors. US 10-year government bond yields touched 1.61 per cent in early […]

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Quick Market Update – Video
Business

Quick Market Update – Video

With the market volatility that has been seen of late, we wanted to give you a quick update from Hugh directly, which will hopefully put your mind at ease and remind you that the team at Centaur Financial Services are always here to help and answer any queries that you […]

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Quick Investment Update
Business

Quick Investment Update

Thoughts from the Franklin Templeton Fixed Income Team. The Australian Bloomberg Ausbond Composite Bond Index just completed its worst monthly return IN HISTORY with February returning a whopping -3.59% as bonds crumbled. We like to think the dysfunctional market conditions of March 2020 won’t be repeated for a long time, […]

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Love & money: achieving financial harmony
Business

Love & money: achieving financial harmony

The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our lives. While the Australian economy is proving remarkably resilient, personal finances have been affected in different ways by lockdowns and […]

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Give your finances an autumn shake-out
Business

Give your finances an autumn shake-out

Like trees losing their leaves in autumn, why not take a leaf out of their book and choose this time of year to shed some of your own financial baggage. In the style of Marie Kondo, the Japanese organising whizz who has inspired millions to clean out their cupboards, decluttering […]

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Market movements & review video – March 2021
Business

Market movements & review video – March 2021

Stay up to date with what's happened in Australian and global markets over the past month.   Our…

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There’s more than one way to boost retirement income
Business

There’s more than one way to boost retirement income

After spending their working life building retirement savings, many retirees are often reluctant to eat into their “nest egg” too quickly. This is understandable, given that we are living longer than previous generations and may need to pay for aged care and health costs later in life. But this cautious […]

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Superannuation Announcement
Business

Superannuation Announcement

With yesterday’s announcement of the AWOTE (Average Weekly Ordinary Time Earnings) figure for the December 2020 quarter, the super contributions caps are set to increase from 1 July 2021 as follows: Concessional cap increases from $25,000pa to $27,500pa Standard NCC (non-concessional contribution) cap increases from $100,000pa to $110,000pa Max NCC […]

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2021 Morningstar Australia Awards Announcement
Business

2021 Morningstar Australia Awards Announcement

A little over a week ago, Morningstar, a leading provider of independent investment research,  announced the finalists of the 2021 Morningstar Australia Awards. This annual awards program is designed to recognise and celebrate the best of the Australian fund management profession, and the AAN Investment Committee are pleased to see that several funds […]

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Contractor or employee: Which are you?
Business

Contractor or employee: Which are you?

With COVID-19 having a significant impact on traditional employment, many people are working as a contractor for the first time either by choice or necessity. It’s not just a lifestyle decision; from the tax and superannuation perspective, there are important differences between being an employee and a contractor. For employers, […]

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Turning redundancy into opportunity
Financial Planning

Turning redundancy into opportunity

As the economy starts to recover from COVID-19 shutdowns, some sectors may take longer than others to return to their normal operating capacity and some companies may never fully recover. That means there is still the chance that some employees could be made redundant. If you are offered redundancy, how […]

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Review of 2020, outlook for 2021 – from Pandemic to Recovery
Business

Review of 2020, outlook for 2021 – from Pandemic to Recovery

Key points 2020 was dominated by the Coronavirus pandemic but shares saw okay returns on the back of policy stimulus and vaccine optimism, resulting in constrained but positive returns for balanced growth super funds. For 2021, the combination of massive policy stimulus and the prospect of vaccines allowing a return […]

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JobKeeper – Easing eligibility
Business

JobKeeper – Easing eligibility

More businesses and not-for-profits will be eligible for JobKeeper payment extension under a $15.6 billion change to the scheme announced on August 7.  The Government initially outlined the JobKeeper extension guidelines on July 21 but says it needs to extend its criteria after the Victoria Government implemented stricter lockdowns across […]

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Extension of the JobSeeker program
Business

Extension of the JobSeeker program

The Government is extending the Coronavirus Supplement to eligible recipients to 31 December 2020. The amount of the Supplement will be adjusted to reflect the gradually improved economic conditions and improving labour market. Both existing and new recipients eligible for the Coronavirus supplement will continue to be $550 per fortnight […]

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JobKeeper changes announced
Coronavirus

JobKeeper changes announced

The JobKeeper Payment has been extended by a further six months to March 2021, targeting support to those organisations which continue to be significantly impacted by COVID-19. From 28 September 2020, eligibility for the JobKeeper Payment will be based on actual turnover in the relevant periods. The payment rate will […]

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JobTrainer skills package
Coronavirus

JobTrainer skills package

The Australian Government will invest $2 billion to provide hundreds of thousands of Australians with access to new skills by retraining and upskilling them into sectors with job opportunities, as the economy recovers from COVID-19.  The JobTrainer package has two aspects to it. The first aspect of the package, which […]

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Instant asset write-off extended
Coronavirus

Instant asset write-off extended

To further support Australian businesses through the fallout resulting from COVID-19, the government has extended the $150,000 instant asset write-off for an additional six months to 31 December 2020.  Initially announced on 12 May and intended to last until 30 June, the government’s $17.6bn stimulus package in part temporarily increased […]

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Commercial tenancies rent relief package
Coronavirus

Commercial tenancies rent relief package

On April 7, the Government announced new commercial rental waivers and deferrals for tenants that have been severely impacted by the coronavirus crisis. The draft Code of Conduct is to impose a set of ‘good faith leasing principles’ and intended for landlords and tenants to share a proportionate financial risk […]

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Economic Stimulus Package – Boosting cash flow for employers
Coronavirus

Economic Stimulus Package – Boosting cash flow for employers

An economic stimulus package is being put in place to support businesses to manage cash flow challenges and assist them retain their employees to continue to stay viable through the coronavirus crisis. The Government is providing tax-Complimentary cash flow boosts between $20,000 and $100,000 to eligible businesses delivered through credits […]

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Accelerated depreciation deductions to benefit businesses
Business

Accelerated depreciation deductions to benefit businesses

The Government has accelerated depreciation deductions for the next 15 months. Up until June 30, 2021, businesses turning over less than $500 million will be able to deduct 50 per cent of the cost of any eligible asset the moment it’s installed. It’s predicted these two tweaks to the investment […]

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Support for business investment
Coronavirus

Support for business investment

The government is loosening the criteria around the instant asset write-off. Pre-Coronavirus, businesses with a turnover of up to $50 million could instantly write-off the purchase of assets costing up to $30,000. Post-Coronavirus, businesses with a turnover of up to $500 million can write off asset purchases of up to […]

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The JobKeeper Program: Help for businesses
Coronavirus

The JobKeeper Program: Help for businesses

The Australian Government has announced unprecedented assistance to help businesses of all sizes manage their cashflow and retain their employees. The six-month JobKeeper Payment of $1,500 a fortnight per employee is made through the tax system and is available to small, medium and large businesses, and not-for-profits. Legally employers must […]

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The information provided on and made available through this website does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. We recommend that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Centaur Financial Services do not warrant the accuracy, completeness or currency of the information provided on and made available through this website. Past performance of any product discussed on this website is not indicative of future performance.

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