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Business

Alyssa Stewart – Finalist for the Australian Services Excellence Awards
Business

Alyssa Stewart – Finalist for the Australian Services Excellence Awards

We are so proud to announce that our very own Alyssa Stewart, has been chosen as a finalist for the Australian Services Excellence Awards (ASEAs) for the category – Customer Service Professional of the Year. The ASEAs are Australia’s premier customer service awards program, attracting hundreds of nominations each year […]

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What’s up with inflation?
Business

What’s up with inflation?

Fears of a resurgence in inflation has been the big topic of conversation among bond and sharemarket commentators lately, which may come as a surprise to many given that our rate of inflation is just 1.1 per cent. Yet despite market rumblings, the Reserve Bank of Australia (RBA) appears quite […]

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Going For Gold To Achieve Your Goals
Business

Going For Gold To Achieve Your Goals

The Olympic Games always provides a platform to marvel at what humans are capable of, as the athletes competing strive to be the fastest, the strongest or just the best, to win gold. While this year may be a little different, the Games still give us the opportunity to be […]

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New Financial Year Rings In Some Super Changes…
Business

New Financial Year Rings In Some Super Changes…

As the new financial year gets underway, there are some big changes to superannuation that could add up to a welcome lift in your retirement savings. Some, like the rise in the Superannuation Guarantee (SG), will happen automatically so you won’t need to lift a finger. Others, like higher contribution […]

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Market movements & review video – June 2021
Market Update

Market movements & review video – June 2021

Stay up to date with what's happened in Australian and global markets over the past month. Our…

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The financial rewards of optimism
Business

The financial rewards of optimism

If it wasn’t already clear, the past 12 months certainly cemented the fact that life has a habit of throwing us the occasional curveball. The reality is we all face challenges, however approaching life with a positive mindset can help us deal with any issues we may face and improve […]

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Time to review your income protection cover
Business

Time to review your income protection cover

If you’ve owned an individual income protection or salary continuance policy in recent years, you may have seen your premiums increase as insurers struggled to cover their large losses on these products.i Given the ongoing competition and generous features in some products, the Australian Prudential Regulation Authority (APRA) has decided […]

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Counting down to June 30
Business

Counting down to June 30

It’s been a year of change like no other and that extends to tax and superannuation. As the end…

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EOFY 2021
Business

EOFY 2021

The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. With June 30 fast approaching, it’s time to start thinking about your super for another year. MLC have put together five smart strategies that may benefit you […]

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Market movements & review video – May 2021
Market Update

Market movements & review video – May 2021

Stay up to date with what's happened in Australian and global markets over the past month. Our…

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Here’s to a happy, healthy, long life!
Business

Here’s to a happy, healthy, long life!

One of the things that we all have in common as living beings is our finite lifespan and our awareness of this also contributes to motivating us to make each and every moment count. Yet while many of us don’t want to reflect much on our mortality, we all want […]

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The missing link in the Bitcoin boom
Business

The missing link in the Bitcoin boom

Whether it’s the booming price of Bitcoin, or record-breaking prices for investments paid for in digital currencies, cryptocurrencies continue to feature in the media and in dinner conversation. This has reignited debate about whether we are witnessing an old-fashioned bubble about to burst or a new asset class in the […]

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Salary packaging – worth the sacrifice
Business

Salary packaging – worth the sacrifice

The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial benefits for some in terms of reducing your taxable income, which could see you pay less at tax time. As […]

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Weighing up the costs and benefits of an SMSF
Business

Weighing up the costs and benefits of an SMSF

For many people, the idea of managing and investing your own retirement savings is very appealing. But there is debate over whether running your own self-managed super fund (SMSF) is cost effective. So, what are the arguments for and against having your own fund? Taking control of your super People […]

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Getting Retirement Plans Back On Track
Business

Getting Retirement Plans Back On Track

After a year when even the best laid plans have been put on hold due to COVID-19, people who were planning to retire soon may be having second thoughts. You may be concerned about a drop in your super balance, insecure work, or an uncertain investment outlook. Whatever your circumstances, […]

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Hugh’s Views ‘One Year On’ – Video
Business

Hugh’s Views ‘One Year On’ – Video

Our very own Hugh Robertson provides his views on the year that was, where we’ve been and where we’re heading. As always, the team at Centaur Financial Services are always here to help and answer any queries that you may have. If you do have any questions or concerns, please […]

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Market movements & review video – April 2021
Business

Market movements & review video – April 2021

Stay up to date with what's happened in Australian and global markets over the past month. Our…

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Taking a break – a win for you and the economy
Business

Taking a break – a win for you and the economy

2021 is shaping up to be a much more positive year than 2020 in so many ways. For people who put holiday plans on hold or those with itchy feet because they haven’t had much of a break for a while, this year is the year to get out and […]

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Making a super split
Business

Making a super split

Separation and divorce can be a challenging time, often made all the more difficult when you have to divide your assets. So how do you go about decoupling your superannuation? In years gone by, superannuation was not treated as matrimonial property, so divorce settlements typically saw the woman keeping the […]

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Bonds, Inflation and your investments
Business

Bonds, Inflation and your investments

The recent sharp rise in bond rates may not be a big topic of conversation around the Sunday barbecue, but it has set pulses racing on financial markets amid talk of inflation and what that might mean for investors. US 10-year government bond yields touched 1.61 per cent in early […]

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Quick Market Update – Video
Business

Quick Market Update – Video

With the market volatility that has been seen of late, we wanted to give you a quick update from Hugh directly, which will hopefully put your mind at ease and remind you that the team at Centaur Financial Services are always here to help and answer any queries that you […]

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Quick Investment Update
Business

Quick Investment Update

Thoughts from the Franklin Templeton Fixed Income Team. The Australian Bloomberg Ausbond Composite Bond Index just completed its worst monthly return IN HISTORY with February returning a whopping -3.59% as bonds crumbled. We like to think the dysfunctional market conditions of March 2020 won’t be repeated for a long time, […]

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Love & money: achieving financial harmony
Business

Love & money: achieving financial harmony

The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our lives. While the Australian economy is proving remarkably resilient, personal finances have been affected in different ways by lockdowns and […]

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Give your finances an autumn shake-out
Business

Give your finances an autumn shake-out

Like trees losing their leaves in autumn, why not take a leaf out of their book and choose this time of year to shed some of your own financial baggage. In the style of Marie Kondo, the Japanese organising whizz who has inspired millions to clean out their cupboards, decluttering […]

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Market movements & review video – March 2021
Business

Market movements & review video – March 2021

Stay up to date with what's happened in Australian and global markets over the past month.   Our…

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There’s more than one way to boost retirement income
Business

There’s more than one way to boost retirement income

After spending their working life building retirement savings, many retirees are often reluctant to eat into their “nest egg” too quickly. This is understandable, given that we are living longer than previous generations and may need to pay for aged care and health costs later in life. But this cautious […]

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Superannuation Announcement
Business

Superannuation Announcement

With yesterday’s announcement of the AWOTE (Average Weekly Ordinary Time Earnings) figure for the December 2020 quarter, the super contributions caps are set to increase from 1 July 2021 as follows: Concessional cap increases from $25,000pa to $27,500pa Standard NCC (non-concessional contribution) cap increases from $100,000pa to $110,000pa Max NCC […]

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2021 Morningstar Australia Awards Announcement
Business

2021 Morningstar Australia Awards Announcement

A little over a week ago, Morningstar, a leading provider of independent investment research,  announced the finalists of the 2021 Morningstar Australia Awards. This annual awards program is designed to recognise and celebrate the best of the Australian fund management profession, and the AAN Investment Committee are pleased to see that several funds […]

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Contractor or employee: Which are you?
Business

Contractor or employee: Which are you?

With COVID-19 having a significant impact on traditional employment, many people are working as a contractor for the first time either by choice or necessity. It’s not just a lifestyle decision; from the tax and superannuation perspective, there are important differences between being an employee and a contractor. For employers, […]

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Turning redundancy into opportunity
Financial Planning

Turning redundancy into opportunity

As the economy starts to recover from COVID-19 shutdowns, some sectors may take longer than others to return to their normal operating capacity and some companies may never fully recover. That means there is still the chance that some employees could be made redundant. If you are offered redundancy, how […]

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The information provided on and made available through this website does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. We recommend that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Centaur Financial Services do not warrant the accuracy, completeness or currency of the information provided on and made available through this website. Past performance of any product discussed on this website is not indicative of future performance.

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