Lowering the Cost of Delivering Financial Advice
April 10, 2019
Whilst the Banking Royal Commission was making headlines earlier in the year and for much of last year, our team have been crunching numbers, and now that the data is in, we can’t help but think our clients were the winners in 2018! When we created the Australian Advice Network in March 2015, we became…
Media Release: Independent Investment Committee Member Announcement
April 10, 2019
Media Release: Darren Howlin to join Australian Advice Network Asset Management as Independent investment committee member Centaur Financial Services, as a foundation member of the Australian Advice Network, the Australian Financial Services License (AFSL) in which Centaur operates under, is proud to advise we have grown our investment committee team under AAN Asset Management. AAN…
Franking credits on the chopping board
April 2, 2019
What started as an issue few people understood and even fewer cared about has suddenly become a flashpoint for self-funded retirees as we head into a federal election. Yes, we’re talking about cash refunds of franking credits. Even if you’re not directly affected it’s worth paying attention, because it’s an $8 billion issue that affects…
How to keep ahead of the yield curve
March 5, 2019
US Interest rates have been making headlines in recent months, but do they really matter to Australian investors? The short answer is they do, a lot. Changes in US interest rate settings have made a big impact on investment returns from bonds and shares over the past year, while uncertainty about the future direction of…
Small steps add up
January 15, 2019
Sometimes, when thinking about your long-term financial goals, they can seem so big as to be insurmountable. But the truth is, those that achieve financial success don’t usually do so by encountering a sudden windfall. Rather, they have in place a set of small habits that allow them to work towards their dreams. And by…
Financial Rules to live by in 2019
January 15, 2019
Australia has enjoyed almost three decades of economic sunshine. But it’s worth remembering that dark clouds can appear without warning over both individuals and economies. You may have little control over being caught up in a round of redundancies or experiencing the fallout of an international trade war. But you can choose to manage your…
2018 Year in Review
January 15, 2019
Investors started 2018 full of hope, with the global economy and financial markets in good shape, but by year’s end they were uncertain and a little anxious about what lay ahead. Markets responded with last minute falls across all asset classes. The issues that weighed heavily at the end of 2018 were the unresolved trade…
How to Talk with Children about Money
October 8, 2018
One of the big issues we speak with clients about is their children relationship with money. The Financial Planning Association of Australia (FPA) this year for Financial Planning week decided to focus its attention on this matter and has released some valuable information on this.
10 Years Ago – The Global Financial Crisis
October 3, 2018
Thinking about the Global Financial Crisis (GFC) still puts shivers down my spine and it not something I will ever forget. We have learned the lessons of the GFC in how we approach investing your money but still there are some important lessons here written about by Dr. Shane Oliver well worth the read.
Plugging in to technology stocks
September 3, 2018
On August 2, Apple became the world’s first company to reach US$1 trillion in market value. It took 42 years to get there from humble beginnings in an LA garage, but a handful of younger technology companies collectively known as the FANGs – Facebook, Amazon, Netflix and Google – are already nipping at its heels.
Helping you find your financial path
June 6, 2018
When it comes to personal finances and ways to build your wealth it seems that everyone has an opinion – and a preferred pathway for wealth accrual. From your mate who likes to share his stock market tips to your friend at work who has a constant stream of ‘get rich quick’ schemes, to your…
Ready…set… Are you good to go for the new financial year?
June 6, 2018
The end of the financial year is the cue for most of us to look at our financial position heading into tax time. Hopefully you’ve made progress towards your goals. But if you find that your expenses are trending higher than you’d like or—shock, horror!—higher than your income, this could be the perfect time for…
Franking dividends facing the chop
April 5, 2018
Here we go again. Superannuation could be about to undergo more change with the federal opposition announcing it will end cash refunds of franking credits on share dividends if it wins the next election. The change would have a significant impact on people paying little or no tax, especially self-funded retirees in pension phase. Seniors…
How blockchain is already changing your world
March 9, 2018
Although we are only at the tip of the iceberg of blockchain’s immense potential, industry leaders like Bob Greifeld, CEO of Nasdaq, have already pegged the emerging technology as “the biggest opportunity set we can think of over the next decade”.(i) From the humble origins of Bitcoin, blockchain has since captured the imagination of everyone…
Golden rules of investing
February 6, 2018
At first glance, investing can seem daunting. So much complex information and so little time to absorb and act on it when you’re busy getting on with life. It’s little wonder that so many of us put it in the too hard basket for longer than is good for our wealth.
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