Sowing the seeds for a happy retirement
June 1, 2023
The thought of retirement is an enticing one for many of us. Imagine throwing off the shackles of the workforce and being able to do whatever you want, whenever you want. But why wait until you are retired to do the things you love? Retirement is a time when we finally have the space to…
Who needs a testamentary trust?
June 1, 2023
The rising cost of living is grabbing all the attention right now as people struggle to pay the increasing prices. But in the meantime, our collective wealth has been growing steadily and is being transferred to the next generation at increasing rates. In fact, the value of inheritances as well as gifts to family and…
Get your SMSF shipshape for EOFY
June 1, 2023
If you have an SMSF, it’s essential to get your fund is in good shape and ready for June 30 and the annual audit. It’s particularly important this year, because the ATO is focused on fixing a number of issues when it comes to SMSFs. These include high rates of non-lodgment and problematic related party loans…
Setting yourself up for success in the new financial year
June 1, 2023
The start of a new financial year is the perfect time to get your financial affairs in order. Whether it’s tidying up your paperwork, assessing your portfolio or dealing with outstanding issues, there are plenty of practical actions you can take to set yourself up for the year ahead. Here are some strategies for starting…
The keys to high retirement confidence
May 19, 2023
Are you retirement ready? An inaugural ‘How Australia Retires’ study has uncovered some common themes that make Australians highly confident about their retirement. How confident are you about your future retirement? Do you think you’ll have enough money to achieve the retirement lifestyle you imagine? And, importantly, what steps are you taking if any, or…
Federal Budget 2023-24: Focus on tax
May 10, 2023
Tax measures were less central to this year’s Federal Budget than they have been in recent years. While there were some new tax measures, the Budget this year was more about the first surplus in 15 years and various spending measures. After highlighting the gloomy outlook for the global economy, Treasurer Jim Chalmers emphasised Australia’s…
Federal Budget 2023-24 Analysis: What does it mean for you?
May 10, 2023
A surplus for now but stormy seas ahead Treasurer Jim Chalmers bills his 2023 Federal Budget as an economic strategy to help ease cost-of-living pressures. To that end, he has delivered a modest but welcome package of cuts to healthcare, housing and energy costs as well as boosts to welfare payments for single parents and…
The Rich Life Vol 69
May 9, 2023
As the days get shorter and temperatures begin to fall, Federal Treasurer Jim Chalmers is working to complete his second Budget, due to be delivered this evening – Tuesday 9 May. All eyes were on the Reserve Bank board as it met prior to the Federal Budget to decide whether or not to increase the…
Avoiding the “urgency” trap
May 9, 2023
“I have two kinds of problems, the urgent and the important. The urgent are not important, and the important are never urgent.” — Dwight D. Eisenhower For most of us managing our time means dealing with the million and one little things demanding our attention, which often takes our focus away from the vitally important…
the PODCAST – The Behavioural Side of Investing | Episode 1
May 3, 2023
Centaur Financial Services is delighted to share with you our new podcast series with new podcast episodes dropping frequently. You can catch Episode One on Spotify or YouTube called: the PODCAST – The Behavioural Side of Investing | Episode 1. Episode 1 has our Managing Director – Hugh Robertson and Financial Adviser – Bobby Byrne, sitting…
Market Review & Economic Update May 2023
May 2, 2023
In the lead up to the Federal Budget, better-than-expected inflation figures were cause for optimism that the lengthy run of cash rate hikes have had an impact. US stocks in April saw the biggest rally that has been experienced for months, as investors looked beyond gloomy economic data. Local markets were buoyed by the Wall…
Why an emergency fund delivers peace of mind
May 2, 2023
When life tosses up an unexpected event – such as retrenchment, a medical emergency or even just a big bill to fix the car – it can be nerve-wracking worrying about how to deal with the crisis. And, if funds are short, that just adds to the stress. But imagine that you have a secret…
Getting your bounce back
May 2, 2023
Life is pretty frantic, and it is common to feel like it’s a struggle to keep up the pace. In fact, feeling exhausted is so common that it has its own acronym, TATT, which stands for “tired all the time”. While it’s somewhat comforting to know you’re not alone, it’s certainly not a nice feeling,…
Market Movements & Economic Review April 2023
April 4, 2023
Stay up to date with what’s happened in the Australian economy and markets over the past month. March was marked by banking failures in the US that sent ripples through global share markets. However, the first quarter of 2023 ended on a note of optimism in Australia due to better-than-expected inflation figures and expectations of…
The Rich Life Vol 68
April 4, 2023
Welcome to our April newsletter, where the days are getting shorter and there is a bit of a nip in the air. Share markets in Australia and overseas have rallied to end the month in a better position as the global banking system steadies itself and there are expectations of a tempering in rate rises….
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