Gold Coast Financial Planner

Flexing your retirement plans

March 1, 2023
The concept of retirement is changing, with fewer people working towards a final retirement date and then clocking off for good. Instead, those who have the flexibility to choose are often transitioning out of the workforce over several years, or even returning after a break. Whether you simply want to wind back your working hours…
Protect your passwords

Six simple ways to protect your passwords

February 22, 2023
We use passwords to access our bank accounts, social media, email and more every day. Passwords are the keys to our online identity. That’s why protecting them is so important. Creating a strong password is the first step to protecting yourself online. This helps reduce the risk of unauthorised access by those willing to put…
Gold Coast Financial Planners

Market Movements & Economic Review February 2023

February 1, 2023
Stay up to date with what’s happened in the Australian economy and markets over the past month. China’s plans to kickstart its economy after the pandemic shutdown have been dominating the news this month and will have worldwide implications, not the least for Australia. Australian shares were up nearly 8% in January while US stocks…
Gold Coast Financial Planners

The Rich Life Vol 66

February 1, 2023
February marks the end of summer holidays for many of us and getting down to business for 2023. It can be a good time to reflect on plans and goals for the months ahead. From a business perspective, we are delighted to officially welcome Nick Georgopoulos to the team as our newest Financial Adviser. Nick…
Gold Coast Financial Planners

Raising resilient kids

February 1, 2023
We all want the very best for our kids and as much as we would like to shield them from the difficult aspects of life, sadly we can’t keep them from facing challenges along the way – both big and small. The term ‘helicopter’ parenting has been bandied around a bit in recent years and…
Gold Coast Financial Planners

Stepped vs level premiums: which is best?

February 1, 2023
These days, most people hold some form of life insurance in their super account. While this is a welcome safety net, the level of cover held this way is often inadequate. A Rice Warner study back in 2020 found that life cover within superannuation only met about 65-70 per cent of actual need.i With the…
Gold Coast Financial Planning

8 retirement mistakes and how to avoid them

February 1, 2023
Retirement is a phase of life most of us look forward to. It’s a chance to pursue other interests, travel and maybe do some part-time work or volunteering. Thanks to more than 30 years of compulsory superannuation, we are also retiring with more savings than previous generations and have higher expectations of the lifestyle we…
Economic Review Jan 23

Market Movements & Economic Review January 2023

January 12, 2023
Stay up to date with what’s happened in the Australian economy and markets over the past month. As 2022 drew to a close, investors remained focused on inflation, interest rates and recession worries. The ASX200 index declined in December after two months of gains, ending a challenging year showing an overall loss through 2022 of…
Gold Coast Financial Planners

The Rich Life Vol 65

January 11, 2023
As a new year begins, we wish everyone a happy, healthy and prosperous 2023. Many families will be glad to put 2022 behind them and although challenges remain, we look forward to better times ahead. As a team, we are excited to welcome onboard our newest team member – Amaya who will head up our…
Gold Coast Financial Planners

Keeping yourself accountable

January 11, 2023
At the end of the day, we are accountable to ourselves – our success is a result of what we do – Catherine Pulsifer It can be both empowering and a little uncomfortable to think that we are responsible for our successes – and failures. Being willing to accept the consequences of our actions, choices…
Gold Coast Financial Planners

How to plan a gap year for grown ups

January 11, 2023
It’s not just school leavers who dream of a gap year. Those of us who’ve been working for a decade or two (or more) may also long for a real break from career and commitments. It does not even need to be a year – just enough of an extended break to reset and to…
Gold Coast Financial Planner

2022 Year In Review

January 11, 2023
The year began on an optimistic note, as we finally began to emerge from Covid restrictions. Then Russia threw a curve ball that reverberated around the world and suddenly people who had never given a thought to the Reserve Bank were waiting with bated breath for its monthly interest rate announcements. 2022 was the year…
Gold Coast Financial Planners

What to do if interest rates go up

December 2, 2022
Higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. As inflation continues to challenge the economy, it’s likely we’ll see interest rates rise and economic activity slow. However, that doesn’t have to be cause for panic—higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. What do interest…
Merry Christams

The Rich Life Vol 64

December 1, 2022
It’s December, summer is here and holidays are just around the corner. We take this opportunity to wish you and your family a happy festive season! The big story on the global economic front continues to be inflation, and how high interest rates will go to tame it. November began with the US Federal Reserve…

Market Movements & Economic Review December 2022

December 1, 2022
Stay up to date with what’s happened in the Australian economy and markets over the past month. The big story on the global economic front continues to be inflation, and how high interest rates will go to tame it. In Australia, Reserve Bank governor Philip Lowe is watching consumer spending, where higher interest rates are…

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