Investing is as much about strategy, structure, and managing your emotions as it is about picking the right assets.

We build your portfolio around what you want to achieve, how much you’re investing, how long you’re investing for, and whether you need steady income, long-term growth or both, always aligned with your comfort level for risk.

Your Money Your Life

How we invest

We don’t have a one-size-fits-all investment approach because no two clients are the same.

Depending on your situation, we might recommend:

Exchange Traded Funds (ETFs)

Low-cost, diversified funds that track entire markets or sectors. ETFs give you instant exposure to hundreds or thousands of companies without having to pick individual stocks. They’re tax-efficient, transparent, and flexible.

Direct Equities (Shares)

Owning shares in individual companies – Australian and international. Direct equities give you more control and can be tax-effective through franking credits. We use them when there’s a strategic reason to hold specific companies rather than just broad market exposure.

Private Markets

Investments outside public stock exchanges — like private equity, private credit, or infrastructure. Private markets can add diversification and returns that aren’t correlated with sharemarket movements. They’re less liquid and typically suited to investors with longer timeframes and higher risk tolerance.

Managed Funds

Professionally managed investment funds where your money is pooled with other investors. Managed funds can access markets and strategies that aren’t available through ETFs – including niche sectors, active management, and specialist strategies.

Sustainable Investing

Investing in companies that meet environmental, social, and governance (ESG) criteria. If aligning your money with your values matters to you, we can build portfolios that focus on sustainability without sacrificing returns.

Separately Managed Accounts (SMAs)

For the right clients, we manage portfolios via a seperately managed accounts (SMA). Our professionally managed portfolios are designed for different investor goals, timeframes, and risk appetites. Our SMAs are actively monitored and regularly rebalanced to maintain optimal asset allocation. Each model invests across Australian and international shares, bonds, and alternative assets to deliver consistent long-term results.

Learn more about Centaur SMAs

What you get with our investment service

  • Portfolio design tailored to your life
    We don’t start with products. We start with your goals, timeline, and risk tolerance — then build a portfolio that actually fits.
  • Diversification that reduces risk
    Your money spread across different asset classes, regions, and strategies — so you’re not overly exposed to any single risk.
  • Active monitoring and rebalancing
    Markets move. We regularly review and rebalance your portfolio to keep it aligned with your strategy — selling what’s outperformed and buying what’s underperformed.
  • Tax-effective investing
    We structure your investments to minimise tax — using franking credits, capital gains strategies, and smart timing to keep more money in your pocket.
  • Ongoing advice and adjustments
    Your life changes. Markets change. We stay in touch to make sure your investments still make sense — and adjust when they don’t.
investment service

Our investment philosophy

We believe successful investing requires discipline, patience, and a long-term focus. Markets will always have ups and downs – but time in the market beats timing the market.

Our approach is built on core investment principles that have stood the test of time: preservation of capital is key, risk and return are related, diversification reduces risk, and active management can add value when done right.

Learn more about how we invest

Investing with Centaur FAQs

It depends on your situation and what you’re trying to achieve. We work with clients at different stages — from those just starting to build wealth outside super to those managing significant portfolios. The best way to know if we’re a fit is to have a conversation about where you’re at and where you’re heading.

Our goal isn’t to beat the market every single year — it’s to deliver consistent, risk-adjusted returns over the long term while helping you avoid costly emotional mistakes. Sometimes we’ll outperform. Sometimes we won’t. What matters is whether your portfolio gets you where you need to be.

Passive investing tracks the market through index funds and ETFs — low cost, low maintenance. Active investing involves selecting specific investments to try to outperform the market — higher cost, more hands-on. We use both, depending on what makes sense for your situation.

We monitor portfolios continuously and formally review them at least annually. But if markets shift significantly or your circumstances change, we’ll be in touch sooner.

This is where portfolio structure matters. We build cash buffers and defensive positions so you never have to panic-sell growth assets at the worst time. Market crashes are uncomfortable — but they shouldn’t derail your plan.

Absolutely. We can build portfolios focused on ESG (environmental, social, governance) criteria without sacrificing diversification or returns. If aligning your investments with your values matters, we’ll make it happen.

Yes. If you have an SMSF, we can manage the investments inside it just like any other portfolio — with the added benefit of structuring it tax-effectively within the super environment.

Since 2009, we’ve helped hundreds of Australians build and manage investment portfolios with clarity and confidence.

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