Time to review your income protection cover
June 1, 2021
If you’ve owned an individual income protection or salary continuance policy in recent years, you may have seen your premiums increase as insurers struggled to cover their large losses on these products.i Given the ongoing competition and generous features in some products, the Australian Prudential Regulation Authority (APRA) has decided it’s time for some new…
Counting down to June 30
June 1, 2021
It’s been a year of change like no other and that extends to tax and superannuation. As the end…
EOFY 2021
May 14, 2021
The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. With June 30 fast approaching, it’s time to start thinking about your super for another year. MLC have put together five smart strategies that may benefit you now and help boost your…
Market movements & review video – May 2021
May 4, 2021
Stay up to date with what's happened in Australian and global markets over the past month. Our…
Here’s to a happy, healthy, long life!
May 4, 2021
One of the things that we all have in common as living beings is our finite lifespan and our awareness of this also contributes to motivating us to make each and every moment count. Yet while many of us don’t want to reflect much on our mortality, we all want to live happier, healthier and…
The missing link in the Bitcoin boom
May 4, 2021
Whether it’s the booming price of Bitcoin, or record-breaking prices for investments paid for in digital currencies, cryptocurrencies continue to feature in the media and in dinner conversation. This has reignited debate about whether we are witnessing an old-fashioned bubble about to burst or a new asset class in the making. The price of Bitcoin…
Salary packaging – worth the sacrifice
May 4, 2021
The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial benefits for some in terms of reducing your taxable income, which could see you pay less at tax time. As we nudge ever closer to…
Weighing up the costs and benefits of an SMSF
April 30, 2021
For many people, the idea of managing and investing your own retirement savings is very appealing. But there is debate over whether running your own self-managed super fund (SMSF) is cost effective. So, what are the arguments for and against having your own fund? Taking control of your super People choose to run their own…
Hugh’s Views ‘One Year On’ – Video
April 13, 2021
Our very own Hugh Robertson provides his views on the year that was, where we’ve been and where we’re heading. As always, the team at Centaur Financial Services are always here to help and answer any queries that you may have. If you do have any questions or concerns, please reach out and get in…
Taking a break – a win for you and the economy
April 6, 2021
2021 is shaping up to be a much more positive year than 2020 in so many ways. For people who put holiday plans on hold or those with itchy feet because they haven’t had much of a break for a while, this year is the year to get out and about. While overseas jaunts are…
Making a super split
April 6, 2021
Separation and divorce can be a challenging time, often made all the more difficult when you have to divide your assets. So how do you go about decoupling your superannuation? In years gone by, superannuation was not treated as matrimonial property, so divorce settlements typically saw the woman keeping the house as she generally had…
Bonds, Inflation and your investments
April 6, 2021
The recent sharp rise in bond rates may not be a big topic of conversation around the Sunday barbecue, but it has set pulses racing on financial markets amid talk of inflation and what that might mean for investors. US 10-year government bond yields touched 1.61 per cent in early March after starting the year…
Quick Market Update – Video
March 16, 2021
With the market volatility that has been seen of late, we wanted to give you a quick update from Hugh directly, which will hopefully put your mind at ease and remind you that the team at Centaur Financial Services are always here to help and answer any queries that you may have. We hope this…
Quick Investment Update
March 5, 2021
Thoughts from the Franklin Templeton Fixed Income Team. The Australian Bloomberg Ausbond Composite Bond Index just completed its worst monthly return IN HISTORY with February returning a whopping -3.59% as bonds crumbled. We like to think the dysfunctional market conditions of March 2020 won’t be repeated for a long time, if ever. Last week saw…
Love & money: achieving financial harmony
March 2, 2021
The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our lives. While the Australian economy is proving remarkably resilient, personal finances have been affected in different ways by lockdowns and government initiatives put in place…
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