Gold Coast Financial Advisers & Planners
Award-winning retirement planning and
wealth management based on the Gold Coast.
Whether you’re searching for expert retirement planning, superannuation advice, or help managing a significant investment, we’re here to guide Gold Coast professionals, business owners and retirees towards clarity and confidence.
Gold Coast Financial Advisers for Professionals, Business Owners and Retirees.
We work with clients across Australia, with our office based
in Robina on the Gold Coast.
Professionals getting retirement ready
You’ve worked hard to get here and want to know exactly when work becomes optional.
We’ll help you structure your wealth, super and tax so your lifestyle is supported and your plans are clear.
Business Owners
planning freedom
You’ve built something you’re proud of — but most of your wealth lives inside the business.
We’ll help you turn that success into lasting financial freedom, so you can eventually exit on your terms and know your future is secure.
Retirees fine-tuning for peace of mind
You’re already retired but want to fine-tune your finances — making sure your money lasts the distance.
We’ll help you balance lifestyle, longevity and legacy, so you can live richly in every sense of the word.
Lump-Sum investors
future proofing
An inheritance, redundancy, or business sale can change your financial picture overnight.
We’ll help you invest wisely, protect what matters, and create income streams that support your next chapter.
The Centaur Way
Since opening our doors on the Gold Coast in 2009, we’ve focused on pre-retirement and retirement planning because that’s where the stakes are highest and the decisions matter most.
Even people who’ve saved well and built real wealth still worry. About running out. About making the wrong call. About whether their kids will be okay.
Our job is to take those worries away. To give you confidence that you’re making the right decisions for your situation now, later, and for generations to come.
Your whole financial
life, working together.
The right combination of advice and services, shaped
around you.
The financial decisions you’re facing aren’t isolated; they’re all connected. At Centaur, we look at your whole financial picture and tailor a combination of advice and services that fit your life. Our advice is practical, structured to be flexible and focused on outcomes.
Financial Advice & Wealth Planning
We help you get clear on what you want life to look like, now and in the future, and plan ahead with practical steps to make it happen. Together, we identify what matters most, what’s possible with what you have, and the actions needed to bridge the gap.
Retirement Planning
Whether you are approaching retirement or already living it, we help you plan with clarity and confidence. You will know when work can become optional, how much you can safely spend, and how to make your money last. Our advice covers every stage, from building super and structuring tax before you retire to creating a reliable, worry-free income once you have.
Investing
From Australian and international shares to ETFs, managed funds, sustainable investments and private markets we build a diversified portfolio based on your timeline, expectations and feelings about risk.
Tax Advice & Structuring
We help you organise your wealth so everything is held in the right way — across personal, business, super and investment structures. The goal is simple: reduce unnecessary tax, protect your assets and create flexibility for the future. We focus on the strategy, working alongside your accountant and other professionals to make sure your wealth is structured to work for you.
Superannuation
Super is one of the most powerful ways to build long-term wealth when it’s structured and managed wisely. We help you choose the right solution and structure, optimise your investments, and make the most of contribution and tax strategies from your peak earning years through to retirement.
Wealth Protection
Life doesn’t always go to plan. We help you protect what you’ve built with the right mix of life, income, and illness cover — structured to suit your situation and stage of life. It’s not about pessimism; it’s about being prepared so one unexpected event doesn’t undo years of effort.
Business Exit & Succession
We help business owners protect personal wealth, reduce tax and plan their eventual exit with clarity and control. From choosing the right structure to mapping a succession or sale, we make sure your business and personal finances work together, safeguarding what you have built and setting you up for life beyond the business.
Estate & Intergenerational Planning
We help you plan how your wealth is transferred, protected and used so it benefits the people and causes you care about most. From wills, trusts and super nominations to gifting strategies and charitable giving, we coordinate every detail with your lawyer to make sure your legacy is handled with clarity, care and tax efficiency.
Centrelink and Age Pension Advice
We help retirees understand and access the benefits they’re entitled to. By structuring your assets and income the right way, you may qualify for the Age Pension, a Commonwealth Seniors Health Card or other concessions that boost your retirement income.
Aged Care Planning
We help families make clear, confident financial decisions when aged care becomes part of the picture. From understanding fees and funding options to deciding whether to sell the family home, we guide you through the big financial decisions.
Top-rated financial planning service on the Gold Coast
Centaur Financial Services is proud to be recognised as one of Australia’s most awarded financial planning practices, with a 4.9-star rating on Google reviews. Our team has been recognised nationally for excellence in:
What makes the best financial advisers on the Gold Coast?
When you’re looking for a financial adviser, you want someone who:
At Centaur Financial Services, we tick all these boxes.
Certified Financial Planners® on the Gold Coast
A Certified Financial Planner® (CFP®) is a financial adviser who’s met the highest professional and ethical standards in the financial planning profession. To earn this designation, advisers must complete advanced study, meet strict experience requirements, and commit to ongoing professional development.
At Centaur Financial Services, Hugh Robertson (our CEO) is a Certified Financial Planner®. His leadership means every strategy designed by our team meets the same high professional and ethical standards set by the CFP® designation.
You can find Certified Financial Planners via the Financial Adviser Association of Australia website.
Frequently Asked Questions
Since 2009, we’ve helped hundreds of Gold Coasters plan with clarity and retire with confidence.
Let us show you what’s possible.