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estate planning experts gold coast

Expert Estate Planning Advice on the Gold Coast

Do you have a plan in place to take care of your assets and finances after your passing? Do you have a will to ensure your estate is distributed to the right beneficiaries? Do you have a Power of Attorney if something were to happen to you tomorrow? These are some of life’s important questions that we tend to push aside, to worry about another day. But what if another day never comes?

You want peace of mind, knowing that the work you have done to plan a financial future will be preserved when you are gone.

Estate planning is more than just worrying about your money. It seeks to ensure that your estate is passed on to your intended beneficiaries in a timely and tax-efficient way. How you structure your Estate Plan may have significant implications for the tax that your beneficiaries will pay on your assets, as well as how and when distributions can be made.

Take action on your Estate Planning.

Estate Planning Strategies

Mapping out a tax-effective estate plan requires an in-depth analysis of your current financial, family, and work situation. A well-formed estate plan comprises various products and services, tailored to an individual’s needs and circumstances. Common products and services included in an estate plan usually include reviewing or creating a will, granting enduring power of attorney, selecting an executor, giving guardianship, considering a family trust, nominated beneficiaries for superannuation and insurance, and life insurance.

Will

plan how you want your estate to be managed and distributed after your death

Enduring Power of Attorney

appoint someone to act for you and make critical decisions affecting you and your affairs

Superannuation

nominate beneficiaries to receive your superannuation balance

Life Insurance

look after your family's future with adequate life cover
debt management team

How Centaur Financial Services Can Help

Centaur Financial Services helps you navigate through these important questions to ensure your legacy is smoothly passed on to those dearest to you once you’re gone. We will provide you with the necessary tools to ensure your estate plan includes a will, enduring power of attorney, nominated super beneficiaries, and if applicable, an executor, discretionary trust or testamentary trust.

The choices you make today will protect the people you love when you are no longer here.

The Centaur Difference

The experienced team at Centaur Financial Services are so much more than financial planners; we’re your financial partner. We look out for your finances to provide throughout your life and death.

Our Gold Coast estate planners understand the importance of estate planning and how time-consuming it can be. Thus, we utilise a proven 6-step process to make the process efficient and effective – to ensure your affairs are in order, and to ensure your loved ones receive their intended inheritance.

Talk to our experienced Gold Coast estate planning team today. Together, we can create a sound strategy to provide financial security at a time when the people you care about will need it most.

Our Gold Coast estate planners can help you:

Set up the right financial structure to manage your affairs
Help you identify all potential beneficiaries
Explore the most tax-effective strategy to distribute your assets
Recommend and implement life insurance to suit your needs
Make sure your wishes are reflected and implemented
Help write a will and enlist an enduring power of attorney

Benefits of Estate Planning

Not everyone invests in an estate plan, but if you have any amount of wealth, then there are more than a few reasons why you should.

Our Gold Coast estate planning advisors can help you:

Protect beneficiaries
Protect children
Protect family wealth
Plan for incapacity
Minimise transfer taxes
Eliminates family squabbling
Disperse wealth to your wishes
Choose guardians for children
Provide significant tax advantages
Ensure inheritance isn't misspent
Choose executors/trustees for your estate
Ensure your business continues smoothly
Benefits of Estate Planning

Frequently Asked Questions About Estate Planning

  • What should be included in estate planning?

    A good estate plan should include a will or a trust, enduring power of attorney,  beneficiary nominations,  guardianship nominations (if applicable), life insurance, and a letter of intent for your estate executor or a beneficiary.

  • When should you do estate planning?

    Many think estate planning is something to worry about in your older years. But the true this, it’s never to early to start estate planning. No one knows when their time is up. No one knows when the expected will happen. We only have to look at 2020 to see that nothing in life is certain – you could be struck by a car tomorrow. Therefore, its best to start an estate plan as soon as you can; especially if you have wealth or a family.

    Contact Centaur Financial Services to start planning your estate today.

  • Why is it important to keep your estate planning up to date as your life changes?

    As our lives change, so do our estate planning needs. In our younger years, a power of attorney may be the most important element to consider. As we get older and have a home and family, wills and trusts become more critical. As we accumulate wealth in our 40’s, attention moves to asset distribution, life insurance, and reviewing your will and power of attorney. Later in life, as we pass 50, its vital to ensure everything is in place and aligned with your current wishes.

    Just like a will, as your life changes, your estate plan needs to be reviewed to ensure all your wishes are met. Contact Centaur Financial Services to update your estate plan today.

  • How do I prepare for an estate planning meeting?

    To prepare for an estate planning meeting with Centaur Financial Services, you will need to gather relevant financial documents and supply personal information.

    Such information includes:

    • A list of assets and significant liabilities and their estimated values
    • A list of beneficiaries, along with their exact names and addresses
    • All life insurance policies
    • Who you want to appoint as legal guardians for your children
    • Who you would choose executors/trustees for your estate
    • Who you want to appoint as your power of attorney
    • The age you want your children to receive their inheritance outright
    • How you want your estate to be distributed to
  • What is the difference between a will and estate planning?

    There is a big difference between a will and estate planning. A will is just one component of an estate plan. Estate planning comprises reviewing or creating a will, along with other important components, which include appointing a power of attorney, investing in life insurance, appointing legal guardians for children, appointing an estate executor/trustee, and electing superannuation beneficiaries.

See what our happy client's have to say about us!

Long time client of Hugh and the team - extremely happy with the thoroughness and attention to the individual circumstances as life changes.
sandra gibbs
sandra gibbs
00:41 11 Oct 21
Being introduced to Hugh Robertson by our long term accountant 10 years ago turned into a great relationship with a progressive young man who cares about his clientele as well as their wealth creation and retirement plans!!
russell bloxsom
russell bloxsom
01:52 08 Oct 21
Going to visit Hugh is a real pleasure and not just something I have to do.Hugh is a genuinely delightful and sincerely man, caring about all of his clientsAnd obviously doing his very best at all times.His Staff are all personally chosen to reflect his qualities.I would recommend Hugh and Centaur Finances to anybody needed quality care for their finances.Marilyn Culell
Marilyn Culell
Marilyn Culell
00:08 07 Oct 21
We have had the pleasure of working with Hugh and his team over the last year as well as being used by other family members for years. Centaur Financial Services is nothing but professional, helpful and very friendly - Couldn't recommend the team enough.
Courtney Edwards
Courtney Edwards
03:44 06 Oct 21
My wife and myself have invested with Centaur Financial Services and I am very happy with their service. My son and daughter have also invested with them. They have our whole family.
Wayne Evans
Wayne Evans
10:13 05 Oct 21
We are very satisfied with Hugh's (Centaur's) management of our SMSF and the fees are more than competitive and realistic.
John Beard
John Beard
05:55 04 Oct 21
Very professional and knowledgeable in the Finance & Super business Hugh and his team are at the top of the game when it comes to dealing with personal finance. Extremely glad to have Centaur taking care of my future..
Dave Hair
Dave Hair
06:43 09 Sep 21
My Wife and I have been with Centaur Financial Services Gold Coast for several years and have had not only Professional service but well explained information with better than expected results , we would highly recommend them.
Richard Kownacki
Richard Kownacki
05:10 06 Sep 21
The team at Centaur have provided us with great insight into investing. We had spoken to the others, before the team at Centaur. We found them to be responsive, timely with the information we required. As a result of the professionalism shown, I have sought their advice for my whole family. A special mention to Jenna Wheeler. What an asset, she is goal orientated and will extend herself to ensure clients needs are fulfilled. Highly recommended.
Paul Grech
Paul Grech
23:33 02 Sep 21
My initial consultation with Jenna gave me more advice and assistance than I had expected. Jenna's friendly yet professional manner and knowledge has given me the confidence to book another appointment with her for assistance in my impending retirement planning.
Susanna Fonay
Susanna Fonay
04:51 01 Sep 21
Hugh talks to you as a friend, and as an adviser .He speaks at your level and knows the best products to suit where you are in life. We thoroughly recommend Centaur Financial Services, Hugh and the team.
Steven Caruana
Steven Caruana
07:01 29 Aug 21
If you are looking for a company that will go above and beyond to look after you and your money, you can do no better than Centaur Financial Services. Real People, Real Service and Real Returns.
Karen Hobbs
Karen Hobbs
07:26 24 Nov 20
Hugh has been our financial advisor for over ten years. We have always felt very comfortable and confident, trusting in Hugh’s knowledge and strategies in his industry. The Centaur team are friendly and efficient and would have no hesitation in recommending Centaur Financial Services to anyone looking for financial advice.
Pam Lindores
Pam Lindores
06:38 24 Nov 20
Hugh has always made us feel comfortable in every interaction we have had with him and his team, very professional but to a standard that we as non financial experts understand what he is talking about, we feel his advice to us has always made sense.
Peter Craig
Peter Craig
10:12 23 Nov 20
I have felt comfortable from the outset with all interactions with Hugh and the crew. It is nice to feel this way and I feel a rare experience in our current business climate.
Linda Leighton
Linda Leighton
10:03 23 Nov 20
Could not be happier with how our Super is being handled. Hugh and the pleasant girls at Palm Beach would literally bend over backwards for any of their clients.We would not hesitate to recommend Centaur Financial Services to anyone that is looking for a reliable and honest crew to look after their financial affairs.
Ronnie Foley
Ronnie Foley
05:30 07 Aug 20
I have found all members of Centaur staff to be unfailingly prompt, efficient and considerate. They have all seen me through some difficult personal issues and i would have no hesitation in recommending the firm to anyone in need of financial planning assistance or advice.
Ronald Black
Ronald Black
03:59 23 Jul 20
I have known Hugh for more than ten years and have always found him approachable, direct and very client centric. Hugh was a deserved winner of the 2018 AFA Adviser of the Year award, an award which eclipses all others in the advice profession. Hugh and his team at Centaur support many Australian families on their financial journey with advice that provides certainty and peace of mind.
Marshall Brentnall
Marshall Brentnall
23:05 30 Oct 19

Need Estate Planning Advice on the Gold Coast?

Turn to Centaur Financial Services. Wills, Power of Attorneys, Testamentary Trusts, and Superannuation, are our specialties.

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