Understanding the new $3m super tax
March 1, 2024
The much debated tax on superannuation balances over $3 million is inching closer and those who may be affected should ensure they have considered the implications. Although it is not yet law, the Division 296 tax should be taken into account when it comes to investment strategy and planning, particular in relation to any end-of-financial-year…
Insurance is a sound investment
March 1, 2024
Managing risk is an essential part of investment strategy to reduce the potential for losses. Risk is not just associated with investing though – life can throw a curve ball or two and insurance is one way to manage risk in a broader context. It’s a matter of weighing up your risks and thinking about…
Evidence-based ways to hold back the hands of time
March 1, 2024
You can’t stop the clock, so the saying goes, but humanity has spent a long time trying to slow down or even reverse the effects of aging. Even today it can be hard to distinguish those measures that work from those that may not work and avoid those that may be downright dangerous! Fortunately, science-based…
Tax Alert March 2024
March 1, 2024
New controls for ATO Online and tax charges non-deductible Following the use of stolen personal data to access ATO Online accounts, the federal government has tightened the access rules to online tax accounts as part of an increased focus on the vulnerability of small and medium businesses to cyber incidents. ATO interest non-deductible From 1…
Market Movements and Economic Review | February 2024
February 9, 2024
Stay up to date with what’s happened in markets and the Australian economy over the past month. Cooling inflation and a strong economy with relatively low unemployment has sent investors back to Australian shares towards the end of January. The lower-than-anticipated inflation figures fueled optimism at the end of the month, for the possibility of…
Investing mistakes to avoid
February 9, 2024
Investing successfully and improving your investment portfolio can be as much about minimising mistakes as trying to pick the ‘next big thing’. It’s all about taking a calm and considered approach and not blindly following trends or hot tips. Let’s delve into some of the most prevalent investment mistakes and look at the principles that…
Tax changes – what it will mean to me
February 9, 2024
Prime Minister Anthony Albanese has announced proposed changes to address ongoing cost of living pressures with all 13.6 million Australian taxpayers receiving a tax cut from 1 July 2024, compared to the tax they paid in 2023-24.i Now is the time to assess what it means to your hip pocket and what implications it may…
SMSFs: What happens if you exceed your super caps
February 9, 2024
The rules around making some types of super contributions have been relaxed in recent years, so it’s worth exploring the different opportunities available to you before making a large contribution.i What are contribution caps? Given the tax-effective environment of Australia’s super system, there are annual limits on how much you can contribute each financial year….
Securing your passwords online
February 9, 2024
We spend a lot of time online and don’t often think about the risks involved. Yet if we are not careful, we can make ourselves vulnerable to criminal activity such as hacking, phishing, and identity theft. The annual Cyber Threat Report announced in 2023 a 23% year-on-year increase in cybercrimes in Australia, amounting to a…
the PODCAST – Investment Series | Talaria | Episode 1
January 31, 2024
Centaur Financial Services is delighted to introduce you to our newest podcast called the PODCAST – Investment Series, kicking off with a bang with none other than – Talaria Capital. You can catch the latest episode on Spotify or YouTube. This new series and episode has our Managing Director – Hugh Robertson unpack all you…
the PODCAST – Welcome 2024 | Episode 12
January 25, 2024
Centaur Financial Services is delighted to share with you our podcast series with new podcast episodes dropping frequently. You can catch the latest episode on Spotify or YouTube called: the PODCAST – Welcome 2024 | Episode 12. Episode 12 has our Managing Director – Hugh Robertson and Financial Advisers – Nick Georgopoulos and Bobby Byrne…
The Rich Life Vol 77
January 12, 2024
There is a lot to look forward to in 2024 and we would like to wish you good health, happiness and prosperity for the year ahead. There were some welcome positives to be found in 2023. The year ended on a good note for property investors in Perth, Adelaide and Brisbane where house prices rose…
How will you use your super?
January 12, 2024
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement You can keep working and receive regular payments from your…
Out with the old in 2024
January 12, 2024
A New Year is a chance to start afresh and move into the year ahead with confidence and optimism that it’s going to be a great one! Part of setting yourself up for a wonderful year can sometimes be letting go things in your life that are not so beneficial for you and may be…
9 tips for improving your profits
January 12, 2024
There are many advantages to running a small business. You have the flexibility and independence to make your own decisions, you can turn your vision into a reality and then reap the rewards. However, there are financial risks and it can be difficult to make a profit, particularly when times are tough and there is…
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