Investing

Building wealth in diversity

Building wealth in diversity

What a difference a year makes. In recent months, Australian shares hit a record high, the Aussie dollar dipped to levels not seen since the GFC and interest rates were cut to historic...
Positives and Negatives of Negative Gearing

Positives and Negatives of Negative Gearing

Negatively gearing an investment property is viewed by many Australians as a tax effective way to get ahead.  According to Treasury, more than 1.9 million people earned rental income in...
Making the most of falling interest rates

Making the most of falling interest rates

The Reserve Bank’s decision to cut official interest rates is good news for anyone with a mortgage or hoping to buy their first home, but presents a challenge for savers. Whatever your...
Jump and celebrate !! We have been able to negotiate further savings for you

Jump and celebrate !! We have been able to negotiate further savings for you

The end of financial year is fast approaching and we wanted to share some good news in regards to fee reductions we have negotiated for you. You may remember we have talked about the...

Dollar Cost Averaging

Dollar cost averaging is an alternative strategy to investing a lump sum. Using this approach you invest a set amount at regular intervals over time. This method of investing can be a...
Artificial intelligence – the future of finance

Artificial intelligence – the future of finance

We often like to think of artificial intelligence as some fantasy of the distant future, the stuff of sci-fi movies. But the reality is, it’s already here. From flight comparison websites...
Lowering the Cost of Delivering Financial Advice

Lowering the Cost of Delivering Financial Advice

Whilst the Banking Royal Commission was making headlines earlier in the year and for much of last year, our team have been crunching numbers, and now that the data is in, we can’t help...
Media Release: Independent Investment Committee Member Announcement

Media Release: Independent Investment Committee Member Announcement

Media Release: Darren Howlin to join Australian Advice Network Asset Management as Independent investment committee member Centaur Financial Services, as a foundation member of the...
Franking credits on the chopping board

Franking credits on the chopping board

What started as an issue few people understood and even fewer cared about has suddenly become a flashpoint for self-funded retirees as we head into a federal election. Yes, we’re talking...
How to keep ahead of the yield curve

How to keep ahead of the yield curve

US Interest rates have been making headlines in recent months, but do they really matter to Australian investors? The short answer is they do, a lot.  Changes in US interest rate...
Small steps add up

Small steps add up

Sometimes, when thinking about your long-term financial goals, they can seem so big as to be insurmountable. But the truth is, those that achieve financial success don’t usually do so by...
Financial Rules to live by in 2019

Financial Rules to live by in 2019

Australia has enjoyed almost three decades of economic sunshine. But it’s worth remembering that dark clouds can appear without warning over both individuals and economies. You may...
2018 Year in Review

2018 Year in Review

Investors started 2018 full of hope, with the global economy and financial markets in good shape, but by year’s end they were uncertain and a little anxious about what lay ahead. Markets...
How to Talk with Children about Money

How to Talk with Children about Money

One of the big issues we speak with clients about is their children relationship with money. The Financial Planning Association of Australia (FPA) this year for Financial Planning week...
10 Years Ago – The Global Financial Crisis

10 Years Ago – The Global Financial Crisis

Thinking about the Global Financial Crisis (GFC) still puts shivers down my spine and it not something I will ever forget. We have learned the lessons of the GFC in how we approach...
Plugging in to technology stocks

Plugging in to technology stocks

On August 2, Apple became the world’s first company to reach US$1 trillion in market value. It took 42 years to get there from humble beginnings in an LA garage, but a handful of younger...
Helping you find your financial path

Helping you find your financial path

When it comes to personal finances and ways to build your wealth it seems that everyone has an opinion – and a preferred pathway for wealth accrual. From your mate who likes to share his...
Ready…set… Are you good to go for the new financial year?

Ready…set… Are you good to go for the new financial year?

The end of the financial year is the cue for most of us to look at our financial position heading into tax time. Hopefully you’ve made progress towards your goals. But if you find that...
Franking dividends facing the chop

Franking dividends facing the chop

Here we go again. Superannuation could be about to undergo more change with the federal opposition announcing it will end cash refunds of franking credits on share dividends if it wins the...
How blockchain is already changing your world

How blockchain is already changing your world

Although we are only at the tip of the iceberg of blockchain’s immense potential, industry leaders like Bob Greifeld, CEO of Nasdaq, have already pegged the emerging technology as “the...
Golden rules of investing

Golden rules of investing

At first glance, investing can seem daunting. So much complex information and so little time to absorb and act on it when you’re busy getting on with life. It’s little wonder that so...
Expand your horizon with ETFs and LICs

Expand your horizon with ETFs and LICs

One of the golden rules of investing is diversification, but that can be difficult to achieve when you are just starting out or have limited funds to tap into a world of opportunities....
The risky business of cryptocurrency investment

The risky business of cryptocurrency investment

You’ve probably heard by now of Bitcoin and other cryptocurrencies. In the space of eight years they’ve gone from a geeky novelty to big business and investors are beginning to take...
Why family trusts are back in favour

Why family trusts are back in favour

Recent changes to the rules around voluntary superannuation contributions which impact the amount you can transfer into a super pension account, have meant that many older Australians are...

June 30: Get your (financial) house in order

Time is running out to get your financial house in order before June 30. This is especially the case for anyone who has funds available to make a large cash injection into their...

Chasing yield in a low interest rate world

Low interest rates and unsettled sharemarkets make the chase for yield a challenging prospect. And yield is important, particularly for those approaching or already in the retirement phase....

How to spot a quality dividend

With interest rates at record lows, investors have been searching high and low for a decent yield. And they’ve been finding them, but not where you might expect. ...

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