Going For Gold To Achieve Your Goals
July 1, 2021
The Olympic Games always provides a platform to marvel at what humans are capable of, as the athletes competing strive to be the fastest, the strongest or just the best, to win gold. While this year may be a little different, the Games still give us the opportunity to be inspired by the remarkable performances…
New Financial Year Rings In Some Super Changes…
July 1, 2021
As the new financial year gets underway, there are some big changes to superannuation that could add up to a welcome lift in your retirement savings. Some, like the rise in the Superannuation Guarantee (SG), will happen automatically so you won’t need to lift a finger. Others, like higher contribution caps, may require some planning…
Market movements & review video – June 2021
June 1, 2021
Stay up to date with what's happened in Australian and global markets over the past month. Our…
The financial rewards of optimism
June 1, 2021
If it wasn’t already clear, the past 12 months certainly cemented the fact that life has a habit of throwing us the occasional curveball. The reality is we all face challenges, however approaching life with a positive mindset can help us deal with any issues we may face and improve our lives in many ways….
Time to review your income protection cover
June 1, 2021
If you’ve owned an individual income protection or salary continuance policy in recent years, you may have seen your premiums increase as insurers struggled to cover their large losses on these products.i Given the ongoing competition and generous features in some products, the Australian Prudential Regulation Authority (APRA) has decided it’s time for some new…
Counting down to June 30
June 1, 2021
It’s been a year of change like no other and that extends to tax and superannuation. As the end…
EOFY 2021
May 14, 2021
The lead up to 30 June can be a good time to maximise tax benefits that may be available to you inside super. With June 30 fast approaching, it’s time to start thinking about your super for another year. MLC have put together five smart strategies that may benefit you now and help boost your…
Market movements & review video – May 2021
May 4, 2021
Stay up to date with what's happened in Australian and global markets over the past month. Our…
Here’s to a happy, healthy, long life!
May 4, 2021
One of the things that we all have in common as living beings is our finite lifespan and our awareness of this also contributes to motivating us to make each and every moment count. Yet while many of us don’t want to reflect much on our mortality, we all want to live happier, healthier and…
The missing link in the Bitcoin boom
May 4, 2021
Whether it’s the booming price of Bitcoin, or record-breaking prices for investments paid for in digital currencies, cryptocurrencies continue to feature in the media and in dinner conversation. This has reignited debate about whether we are witnessing an old-fashioned bubble about to burst or a new asset class in the making. The price of Bitcoin…
Salary packaging – worth the sacrifice
May 4, 2021
The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial benefits for some in terms of reducing your taxable income, which could see you pay less at tax time. As we nudge ever closer to…
Weighing up the costs and benefits of an SMSF
April 30, 2021
For many people, the idea of managing and investing your own retirement savings is very appealing. But there is debate over whether running your own self-managed super fund (SMSF) is cost effective. So, what are the arguments for and against having your own fund? Taking control of your super People choose to run their own…
Hugh’s Views ‘One Year On’ – Video
April 13, 2021
Our very own Hugh Robertson provides his views on the year that was, where we’ve been and where we’re heading. As always, the team at Centaur Financial Services are always here to help and answer any queries that you may have. If you do have any questions or concerns, please reach out and get in…
Taking a break – a win for you and the economy
April 6, 2021
2021 is shaping up to be a much more positive year than 2020 in so many ways. For people who put holiday plans on hold or those with itchy feet because they haven’t had much of a break for a while, this year is the year to get out and about. While overseas jaunts are…
Making a super split
April 6, 2021
Separation and divorce can be a challenging time, often made all the more difficult when you have to divide your assets. So how do you go about decoupling your superannuation? In years gone by, superannuation was not treated as matrimonial property, so divorce settlements typically saw the woman keeping the house as she generally had…
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