When passion is the purpose of investing
August 1, 2024
Investing is often considered best undertaken with a cool head and heart. But for some investors, passion is the whole purpose of the investment. Passion investing is what it sounds like – investing in things you love, non-traditional assets that generally allow you to enjoy ownership while hopefully watching them appreciate in value at the…
Preparing your SMSF for the future
August 1, 2024
What happens to a self managed super fund (SMSF) when a trustee dies or becomes mentally impaired? While these are circumstances that many of us would rather not think about, some time spent planning now could make a big difference to you and your family later. Australia’s 620,000 SMSFs hold an estimated $933 billion in…
Releasing the value in your home
August 1, 2024
Rising property prices have led many people to look for ways to unlock the increased equity in their homes so they enjoy a comfortable lifestyle in their golden years. For most of us, our homes represent the biggest or most significant portion of our wealth. But it’s an asset that can’t necessarily be realised quickly….
Our investment and economic outlook, July 2024
August 1, 2024
Our region-by-region economic outlook and latest forecasts for investment returns. A labour market indicator that has reliably signaled the start of recession could appear in coming months. The Sahm rule (named after the former Federal Reserve economist who identified it) is triggered when the unemployment rate spikes, with its three-month moving average jumping half a…
More high-net-worth individuals are using ETFs
August 1, 2024
By Tony Kaye, Senior Personal Finance Writer Why wealthy investors are gravitating towards exchange traded funds. High-net-worth individuals, often referred to as HNWIs, are often linked to investments that are out of the financial reach of most everyday investors. Think of investments with high minimum entry levels, such as certain unlisted funds and hedge funds,…
The potential risks of private credit investments
August 1, 2024
By Tony Kaye, Senior Personal Finance Writer Investors considering private credit income products should closely assess the risks. It sounds like an investment opportunity that’s too good to miss. Earn double-digit annualised return, with income paid monthly. At least that’s how some private credit providers are pitching their products to attract investors eager to capture…
Exciting News: We’re Moving!
July 5, 2024
We are thrilled to announce that the Centaur Financial Services office is relocating to a brand-new space in the Rocket Building at Robina, to better serve our clients. We are proud to have shared our journey from 15 years ago in ‘our shoebox’ at Crowley Calvert and Associates and for the past 5 years at…
Market Movements and Economic Review | July 2024
July 4, 2024
Stay up to date with what’s happened in markets and the Australian economy over the past month. Despite some signs of a weakening economy with stalling growth and a softening labour market, persistently high inflation is acting as a roadblock to the RBA’s possible rate cuts. Markets have now priced in a risk that the…
The Rich Life Vol 83
July 1, 2024
Welcome to the new financial year! With the shortest day behind us, the longer days ahead will allow us to enjoy the outdoors, even if there’s still a need to rug up. The Centaur Team is thrilled to announce that Anthony Mirandilla, bringing over 17+ years of experience as a Financial Adviser, will join us…
Tax and super changes for the new financial year
July 1, 2024
The new financial year brings a host of changes to taxes that affect all 13.6 million taxpayers.i The biggest and most high-profile change is the cuts to tax rates from 1 July, which will deliver a benefit to every taxpayer, according to the Federal Government.ii With the changes and extra income on the table it…
To sell or not to sell is the question for moving into aged care
July 1, 2024
Moving into residential aged care can trigger a range of emotions, particularly if it involves the sale of the family home. What is often a major financial asset, is also one that many people believe should be either kept in the family or its value preserved for future generations. Whether or not the home has…
Ready, Set, Goals – Is it time for a mid-year check-in?
July 1, 2024
Making time throughout the year to review and reassess the goals you set at the beginning of the year is just as important as setting the goals themselves. Now is the perfect time to reflect on what you’ve achieved to date and determine whether you’re still on track to achieving some or all of them…
Steer clear of these red flags on your return
July 1, 2024
The Australian Taxation Office has provided a heads-up about the areas it will be focussing on when reviewing tax returns this year. The ATO says there are three common errors made by taxpayers: ATO Assistant Commissioner Rob Thomson says while the mistakes are often genuine, sometimes they are deliberate. “The ATO is focussed on supporting…
Deeming freeze a win for Age Pensioners | Vanguard
June 10, 2024
By Tony Kaye, Senior Personal Finance Writer Why the decision to keep deeming rates on hold may be a window for interest rates. In delivering the second reading of the Appropriation Bill (No. 1) 2024–25 last week, otherwise known as the latest federal budget, the Treasurer announced that the current freeze on social security deeming…
Investment and economic outlook, May 2024 | Vanguard
June 10, 2024
Vanguard has provided a region-by-region economic outlook and latest forecasts for investment returns. For the last decade-plus, a lack of both automation and new general-purpose technologies (GPTs) have weighed on U.S. economic growth. But new Vanguard research suggests that artificial intelligence (AI) will prove to be the next GPT, powering above-trend growth. Our forthcoming Megatrends…
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