Gold Coast Financial Planners

Aged care challenges in the home

November 1, 2023
Aging at home with government-subsidised funding is made possible through the Home Care Packages program. However, a crackdown on what the funds can be used for and a shortage of support workers, can make it challenging to understand the funding available. If you are approved for a Home Care Package you will be assessed at…
Gold Coast Financial Planners

Tax and the super after-life

November 1, 2023
Many people assume there is no tax payable on super benefits received after someone passes away, but that’s not always the case. Whether or not tax is paid on a super death benefit depends on the beneficiary’s relationship with the deceased. Although some beneficiaries receive their money tax-free, others can find themselves paying significant amounts…
Gold Coast Financial Planners

Keeping your small business cyber secure

November 1, 2023
Cybersecurity has been in the news a lot lately. Australia recently witnessed large-scale data breaches that affected some of the country’s most prominent corporations. These highlighted that no business is impervious to cyber-attacks, which is why it’s especially important for small business owners to protect their businesses against cyber threats. The Australian Cyber Security Centre…
Gold Coast Financial Planners

The Rich Life Vol 75

November 1, 2023
It’s November, and all eyes will be looking towards the “race that stops a nation” and the Reserve Bank who meet on the same day. As the days get longer as we head towards summer the countdown for the approaching holiday season begins. Investors are keeping a close eye on oil price movements over fears…

Investment Update – Nov 23

November 1, 2023
Since August 1 the top 200 companies in Australia, the ASX 200, are down over 9.1%. The top 500 companies in America, the S&P 500, is down 10.4% which is considered a ‘correction’. This is normal and nothing to panic about. We live in a world of uncertainty and volatility.  Economically we are still dealing…

Market Movements & Economic Review October 2023

October 19, 2023
Stay up to date with what’s happened in Australian markets over the past month. Household wealth has grown for the third quarter in a row, rising by 2.6% in the June quarter, pushed up by rising house prices and increases in super balances. Click the video below to view our October update. Please get in…

Yours, mine & ours – estate and succession planning for modern families

October 2, 2023
Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A good estate plan can help to make sure your wishes are carried out when you die. An estate plan, of which a will is the first and most important part, can ensure your estate is…

When enough is never enough

October 2, 2023
How much is enough? It’s a good question. Our relationship with our finances can be a tricky one. Everyone has a different idea of how much it takes to be comfortable or even well off. Given it is something that has such a strong influence on how we live our lives it’s unsurprising that money,…

Ignite your entrepreneurial spirit

October 2, 2023
Entrepreneurs have long been instrumental in changing the way we live and work. Just think about Thomas Edison’s inventions when you switch on a light, the contribution of Henry Ford to the motor industry as you jump behind the wheel of your car, or even the way Steve Jobs transformed computers as you open your…

The Rich Life Vol 74

October 2, 2023
The warmer weather and spring rains are a welcome break from the colder months. And, while outside activities become more tempting, don’t forget to find a moment or two to review your finances to make sure you’re up-to-date and on-track. Household wealth has increased for the third quarter in a row. It rose by 2.6%…

How a super recontribution strategy could improve your tax position

October 2, 2023
Withdrawing part of your superannuation fund balance then paying it back into the account, known as a recontribution strategy, may sound a little strange but it could deliver a number of benefits including reducing tax and helping to manage super balances between you and your spouse. Your super is made up of tax-free and taxable components….

Hugh Robertson makes Barron’s Top 100 Adviser List for the second year running | 2023

September 21, 2023
We are delighted to officially advise that Hugh Robertson, Managing Director of Centaur Financial Services has made Barron’s Top 100 Financial Adviser List for 2023. This morning, The Australian announced Barron’s Top 100 Financial Advisers in Australia for 2023 with Hugh coming in at #38. This is a huge accomplishment with Hugh listed as #67…

Keeping Cashflow Positive

September 15, 2023
Managing a healthy cash flow is often tough for small businesses and it is particularly the case right now in the challenging economic conditions. Many businesses are facing supply chain issues, utilities and wages costs are increasing, it is more expensive to borrow money and some sectors are suffering severe downturns. Strong cash flow is…

Market Movements & Economic Review Sept 2023

September 13, 2023
Stay up to date with what’s happened in Australian markets over the past month. After endless gloomy forecasts, there was a glimmer of hope last month that the cost of living might be easing. Inflation continued to fall, despite predictions by economists of a rise. The ASX200 ended the month down with gains in financial…

The Rich Life Vol 73

September 12, 2023
September is upon us, and spring is in the air. It’s time to shake off the winter cobwebs, get out into the garden or the great outdoors. Meanwhile, AFL and NRL fans will be hoping the sun shines on their team this finals season. After endless gloomy forecasts, there was a glimmer of hope last…

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