The Rich Life Vol 75
November 1, 2023
It’s November, and all eyes will be looking towards the “race that stops a nation” and the Reserve Bank who meet on the same day. As the days get longer as we head towards summer the countdown for the approaching holiday season begins. Investors are keeping a close eye on oil price movements over fears…
The Rich Life Vol 74
October 2, 2023
The warmer weather and spring rains are a welcome break from the colder months. And, while outside activities become more tempting, don’t forget to find a moment or two to review your finances to make sure you’re up-to-date and on-track. Household wealth has increased for the third quarter in a row. It rose by 2.6%…
The Rich Life Vol 72
August 1, 2023
Welcome to our August newsletter and, with winter winding up and tax returns on the way for some, there may be sunnier days ahead. While the price of most goods and services continues to rise, the good news is the rate of increase is continuing to slow and the markets are beginning to breathe a…
Trusts and the new super tax rules
August 1, 2023
Ensuring you’ve structured your finances tax-effectively is always a concern, but with new tax rules for super on the horizon, many people with large balances are considering alternative vehicles to save for retirement. Unsurprisingly, this has sparked a renewed interest in an old favourite – trusts. Trusts have always been popular in Australia, with the…
Will these super changes affect you?
July 4, 2023
As our superannuation balances grow larger, it makes more sense than ever to keep track of the many rules changes that have recently happened or are coming up soon. Australians are investing more in super – almost $151 billion dollars in the year ending March 2023, an increase of 11.3 per cent.i Those extra contributions,…
Sowing the seeds for a happy retirement
June 1, 2023
The thought of retirement is an enticing one for many of us. Imagine throwing off the shackles of the workforce and being able to do whatever you want, whenever you want. But why wait until you are retired to do the things you love? Retirement is a time when we finally have the space to…
The keys to high retirement confidence
May 19, 2023
Are you retirement ready? An inaugural ‘How Australia Retires’ study has uncovered some common themes that make Australians highly confident about their retirement. How confident are you about your future retirement? Do you think you’ll have enough money to achieve the retirement lifestyle you imagine? And, importantly, what steps are you taking if any, or…
The Rich Life Vol 68
April 4, 2023
Welcome to our April newsletter, where the days are getting shorter and there is a bit of a nip in the air. Share markets in Australia and overseas have rallied to end the month in a better position as the global banking system steadies itself and there are expectations of a tempering in rate rises….
The Rich Life Vol 67
March 1, 2023
With Autumn underway, the changing season is a reminder to take stock and prepare for what’s ahead as the financial year heads towards its final quarter and the May Federal Budget. The gloomy prospects for economic growth, both in Australia and overseas, are occupying the minds of investors, businesses and political leaders. The Reserve Bank…
Flexing your retirement plans
March 1, 2023
The concept of retirement is changing, with fewer people working towards a final retirement date and then clocking off for good. Instead, those who have the flexibility to choose are often transitioning out of the workforce over several years, or even returning after a break. Whether you simply want to wind back your working hours…
The Rich Life Vol 66
February 1, 2023
February marks the end of summer holidays for many of us and getting down to business for 2023. It can be a good time to reflect on plans and goals for the months ahead. From a business perspective, we are delighted to officially welcome Nick Georgopoulos to the team as our newest Financial Adviser. Nick…
8 retirement mistakes and how to avoid them
February 1, 2023
Retirement is a phase of life most of us look forward to. It’s a chance to pursue other interests, travel and maybe do some part-time work or volunteering. Thanks to more than 30 years of compulsory superannuation, we are also retiring with more savings than previous generations and have higher expectations of the lifestyle we…
How much do you need to retire
September 1, 2022
Working out how much you need to save for retirement is a question that keeps many pre-retirees awake at night. Recent market volatility and fluctuating superannuation balances have only added to the uncertainty. So it’s timely that new research shows you may need less than you fear. For most people, it will certainly be less…
Easing into retirement
February 2, 2022
As the nation drifts back to work and study after the summer break, it’s often a time to start putting your New Year’s resolutions into practice. For some, an extended holiday may have convinced you that you are ready for more of the good life and that it’s time to retire. In the past, that…
The New Game | Retirement Income – Financial Standard
November 4, 2021
Managing Director of Centaur Financial Services, Hugh Robertson was featured in the ‘Retirement Income’ addition in Financial Standard – Volume 19 Number 20. “I am deeply concerned that retirees are taking on too much risk to generate income and not understanding how to build a retirement portfolio.” – Hugh Robertson According to Financial Standard, Baby…
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