The Rich Life Vol 83
July 1, 2024
Welcome to the new financial year! With the shortest day behind us, the longer days ahead will allow us to enjoy the outdoors, even if there’s still a need to rug up. The Centaur Team is thrilled to announce that Anthony Mirandilla, bringing over 17+ years of experience as a Financial Adviser, will join us…
Tax and super changes for the new financial year
July 1, 2024
The new financial year brings a host of changes to taxes that affect all 13.6 million taxpayers.i The biggest and most high-profile change is the cuts to tax rates from 1 July, which will deliver a benefit to every taxpayer, according to the Federal Government.ii With the changes and extra income on the table it…
To sell or not to sell is the question for moving into aged care
July 1, 2024
Moving into residential aged care can trigger a range of emotions, particularly if it involves the sale of the family home. What is often a major financial asset, is also one that many people believe should be either kept in the family or its value preserved for future generations. Whether or not the home has…
Transitioning into retirement: What you should know | Vanguard
June 10, 2024
By Tony Kaye, Senior Personal Finance Writer Deciding on your retirement funding options comes down to personal choice. If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire. Broadly speaking, you have a few options when you retire, as long as you’ve reached…
The Rich Life Vol 82
June 3, 2024
With Winter now officially underway, some might be heading north to warm up and others may lean into the cold on the snowfields. Whichever you choose, don’t forget the approaching end of financial year. You may have seen all of the EOFY blogs that we have been sharing over the last few weeks to help…
How to end the financial year on a high note
June 3, 2024
As the financial year draws to a close, it’s the perfect time to review your financial affairs and set the stage for a successful new financial year. By taking care of essential tasks and implementing strategic planning, you can position yourself for a smooth transition and a strong start for the year to come. Topping…
Enjoy the now and secure your future
June 3, 2024
Managing your financial situation always involves tension between how you live your life now and preparing for your future – whatever that looks like. The worry about not getting the balance right and making unnecessary sacrifices now – or not having enough money for the things you want to do in the future is a…
The scoop on resources for EOFY and how it can help your super
May 1, 2024
Our good friends at MLC have provided a plethora of useful End of Financial Year (EOFY) resources to help educate and arm you with all of the important ‘in the know’ things that can help you leading up to 30 June. This blog post will provide you with: Whilst these resources are extremely helpful, we…
Living your best life in retirement
May 1, 2024
If you’re nearing retirement age, it’s likely you’re wondering if you will have enough saved to give up work and take it easy, particularly as cost-of-living increases hit some of the basic expenses such as energy, insurance, food and health costs. Fortunately, someone has already worked out what you might need. The Association of Superannuation…
New Increased Super Contribution Caps
April 2, 2024
As the end of financial year gets closer, some investors are thinking about the most effective ways to boost their super balance, particularly with an increase in the caps on contributions from 1 July. The concessional contributions cap, which is the maximum in before-tax contributions you can add to your super each year without paying…
The Rich Life Vol 79
March 1, 2024
After a summer of quite extreme weather in many places around Australia, we can hopefully look forward to the cooler, calmer weather that Autumn brings. While economic bright spots can be found in Australia right now, there are also some less than stellar results. On the positive, inflation has remained at a two-year low giving…
Understanding the new $3m super tax
March 1, 2024
The much debated tax on superannuation balances over $3 million is inching closer and those who may be affected should ensure they have considered the implications. Although it is not yet law, the Division 296 tax should be taken into account when it comes to investment strategy and planning, particular in relation to any end-of-financial-year…
The Rich Life Vol 77
January 12, 2024
There is a lot to look forward to in 2024 and we would like to wish you good health, happiness and prosperity for the year ahead. There were some welcome positives to be found in 2023. The year ended on a good note for property investors in Perth, Adelaide and Brisbane where house prices rose…
How will you use your super?
January 12, 2024
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement You can keep working and receive regular payments from your…
The Rich Life Vol 75
November 1, 2023
It’s November, and all eyes will be looking towards the “race that stops a nation” and the Reserve Bank who meet on the same day. As the days get longer as we head towards summer the countdown for the approaching holiday season begins. Investors are keeping a close eye on oil price movements over fears…
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