Lessons from 2020 to secure a bright future
January 11, 2021
It was a year most of us would like to forget. And yet, some of the toughest lessons of 2020 had a silver lining. We weathered bushfires, floods, a pandemic…
‘Tis the season for wise spending decisions
December 10, 2020
The traditional festive holiday season is likely to be a little different this year, but one thing is likely to remain the same – the temptation to spend and the…
5 common financial mistakes to avoid during a crisis
August 11, 2020
The economic impact of the COVID-19 pandemic is playing havoc with finances for many households. In an ideal world, the financial boost should be enough and assumes that everyone was…
The changing nature of debt
December 16, 2019
Australians delight in their nation punching above its weight. But there’s little to celebrate in being the world’s silver medallists – we’re a nose behind the Swiss – when it…
Positives and Negatives of Negative Gearing
October 9, 2019
Negatively gearing an investment property is viewed by many Australians as a tax effective way to get ahead. According to Treasury, more than 1.9 million people earned rental income in…
Financial Rules to live by in 2019
January 15, 2019
Australia has enjoyed almost three decades of economic sunshine. But it’s worth remembering that dark clouds can appear without warning over both individuals and economies. You may have little control…
Tackling financial stress
May 2, 2018
You’ve probably heard of social stress – fear of fitting in, feeling anxious about meeting new people. Or you might have experienced stage fright – the stress of public speaking,…
It’s time to talk about debt
April 6, 2018
Australia’s household debt is among the highest in the world and rising, thanks largely to worsening housing affordability and plentiful consumer credit. So how do we measure up and should…
Separating needs from wants
December 13, 2017
Even those of us who have been paragons of responsibility for 51 weeks of the year can be tempted to take a budgeting holiday when Christmas and the summer vacation…
How to be prepared for climbing interest rates
September 6, 2017
Interest rates have been low for so long it’s tempting to think low rates are the new normal. So when the Reserve Bank suggests that a cash rate of 3.5…
Keeping score of your credit rating
May 3, 2017
In many ways, applying for a loan has never been easier. Interest rates are comparatively low and competition among lenders for new business is intense. So it can come as…
Fast track your home loan
February 2, 2017
With interest rates on the rise, now is the time to look at ways to fast track your mortgage. After all, the sooner you pay off your mortgage, the less…
Chasing yield in a low interest rate world
October 9, 2016
Low interest rates and unsettled sharemarkets make the chase for yield a challenging prospect. And yield is important, particularly for those approaching or already in the retirement phase. Because maintaining…
Budget your way into the black
September 7, 2016
$2.2 trillion. That’s how much Australian households owe right now, according to the latest ABS stats.i Household liabilities grew by $1.2 billion in the last quarter alone. Real household debt per…
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