Making peace with the unknown

April 14, 2020
Life constantly challenges us with unknowns, yet some of these hit closer to home and harder than others in their impact. The coronavirus is unprecedented in our lifetimes, so we are charting new territory in the world’s response to this crisis. The uncertainty around its far-reaching impact is creating fear for many around the globe,…

Where to seek advice in uncertain times

April 14, 2020
With the ongoing escalation of the COVID-19 crisis many people are struggling. Huge changes are happening and we’re all being affected, socially, emotionally and financially. If your ability to work and earn an income has already been affected, you’re likely to be worried about how you’re going to cover your bills and mortgage and pay…

Coronavirus and Stimulus Packages

April 6, 2020
In these unprecedented times, we have seen an unprecedented response by both Commonwealth and State governments in efforts to keep the economy moving along, as well as keeping people livelihoods intact. Within Australia, the state and federal governments have rolled out billions of dollars in relief to try and limit the collateral damage to people’s…

Coronavirus Safety Net Expanded: What does it mean for you?

March 25, 2020
In a rapidly evolving response to the spread of COVID-19, the Federal Government’s second support package announced over the weekend has flicked the switch to more income support for retirees and workers. Between the first $17.6 billion package announced on March 12, and this latest $66.1 billion package, the emphasis has shifted from stimulus aimed…

Coronavirus and Global Volatility

March 10, 2020
Special Update – Monday 9th March, 2020. Today the Aussie market suffered the worst decline since October 2008 with the ASX 200 -455.6pts or -7.33% to 5760.6pts. All sectors finished in negative territory with the energy producers the hardest hit due to plunging oil prices. The market is now at a 13 month low and…

Hold on – Bumpy markets ahead

March 2, 2020
After period of optimism, global investment markets have hit the panic button on fears about the possible economic impact of the coronavirus (COVID-19).  At times like these, it’s good to get some perspective. Australian shares rose 24 per cent last year, touching record highs, and 10 per cent a year over the past seven years….

Women and Money: Seize the day!

March 2, 2020
As the world celebrates International Women’s Day and all that women have achieved, it’s a good opportunity to take stock. Women have undoubtedly come a long way in terms of workplace participation, equal pay and financial independence, but there is still some way to go.  These days, women make up almost half the workforce although…

Hatching your nest egg early

March 2, 2020
The summer bushfires have touched the lives of all Australians. For individuals who lost homes, businesses or livelihoods, the financial hardship lingers, prompting many to ask whether they can dip into their super to tide them over. The short answer is generally no. According to the Australian Taxation Office (ATO), there are very limited circumstances where you…

How does your insurance measure up?

February 11, 2020
As a tradie, you are largely dependent on your physical ability to earn a living. So, what would happen if you fell ill or had an accident? Would you be able to continue your current lifestyle? Most tradies work in a far more dangerous environment than any white-collared worker, so the chances of an accident…
Gold Coast Financial Adviser

Living with adult children

October 9, 2019
The number of young adults living in the family home well into adulthood is growing. ABS data indicates, amongst adults under 35, nearly one third are still at home, and the trend is on the rise.i If managed well, multigenerational living can be beneficial to both your adult kids’ financial goals and your relationship with…
Financial Adviser Gold Coast

Working together to combat burnout

August 6, 2019
If both your first and last task of the day is to check your emails, you’re not alone. Contemporary work culture, spurred on by advances in technology, has meant that we are expected to always be “on”. Gone are the days of the 9-5. Many of us work at all hours, possibly even holding down…
The_best_place_to_stash_your_cash

Where is the best place to stash your cash?

August 6, 2019
If like many Australians you’re looking for ways to put some cash away for a rainy day, a holiday or to earn extra income, the job has just become a bit harder. It’s also become more urgent if you are expecting a handy tax return. In early July, the Reserve Bank cut rates to 1…
Financial planning, gold coast, hugh robertson

Time for an annual tune-up?

July 2, 2019
We don’t think twice about taking our car in for a regular tune up. Why? Because we know it’s going to mean our car runs at its best and saves unexpected problems down the track. It follows then that we should take the same approach to other areas of our lives. From our goals, to…

Jump and celebrate !! We have been able to negotiate further savings for you

June 24, 2019
The end of financial year is fast approaching and we wanted to share some good news in regards to fee reductions we have negotiated for you. You may remember we have talked about the ‘scale’ benefits in the group and that as we grow we are able to discuss deeper discounts for our clients within…

Dollar Cost Averaging

June 10, 2019
Dollar cost averaging is an alternative strategy to investing a lump sum. Using this approach you invest a set amount at regular intervals over time. This method of investing can be a powerful risk reduction strategy during times of market volatility or uncertainty, and can help you avoid the pitfalls of trying to choose the best time to invest.   Investor A: $200,000…

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