Well-being

    Not feeling yourself? You could be languishing
    September 3, 2021
    Feeling a bit lacklustre as the days roll by? Hitting the snooze button more than usual? It’s a feeling that can be difficult to put your finger on, but it…
    Gold Coast Financial Planners

    The financial rewards of optimism
    June 1, 2021
    If it wasn’t already clear, the past 12 months certainly cemented the fact that life has a habit of throwing us the occasional curveball. The reality is we all face…
    Gold Coast Financial Planners

    Here’s to a happy, healthy, long life!
    May 4, 2021
    One of the things that we all have in common as living beings is our finite lifespan and our awareness of this also contributes to motivating us to make each…

    Love & money: achieving financial harmony
    March 2, 2021
    The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our…

    The Rich Life Vol 42
    February 6, 2021
    It’s February already, crazy how time flies. The kids are back at school and Australia is getting back to business. It’s still not business as usual, but with the vaccine…
    How much does a full nest cost

    How much does a full nest cost?
    February 4, 2021
    The financial toll on parents of adult children living at home Whether you put it down to laziness, housing affordability, lavish lifestyle or wider societal changes, today almost one in…
    Our changing relationship status...with our devices

    Our changing relationship status…with our devices
    February 4, 2021
    If your New Year’s resolution was to spend less time glued to your phone, you’ve probably found that unexpectedly challenging this year. While the impact of COVID-19 differs from state…
    Time to break up with bad habits?

    Time to break up with bad habits?
    February 4, 2021
    We all have bad habits, and they can be many and varied. They can be as big as poor time management which can impact your productivity, or as small as…

    Mind the insurance gap
    February 4, 2021
    At a time when many people have been focused on their family’s health and livelihood, having adequate life insurance has never been more important. Yet the gap between what we…
    Extending that holiday feeling

    Extending that holiday feeling
    February 4, 2021
    Does the summer break already feel like so long ago? If that holiday glow and relaxation didn’t last as long as you wanted, you’re not alone. New research indicates that…

    Unleashing your creativity
    February 4, 2021
    When you think of creativity, does an easel and pot of paints spring to mind, or perhaps a musical composition or dance choreography? You don’t need to be artistic to…
    Soaring to success in 2021

    Soaring to success in 2021
    January 11, 2021
    The start of a new year is a great time to reassess where you are in life, your career or business – decide what you want to achieve and put…
    Goal setting is one thing – achieving your goals is something else entirely. So what makes the difference between a goal that is achieved and one that falls by the wayside? Research has shown that people who achieve their goals are more likely to do so because they create a vision of their future and are emotionally connected to their goals.i Goal setting for the new year This time of the year is often when we come up with goals, but despite positive intentions, we can easily lose sight of them. There are different approaches to goal setting. SMART goals are often recommended as they’re more considered and measurable, as you follow specific steps in establishing your goal. However, they’re not fail-safe though – a leadership study found that people who set SMART goals are less likely to love their jobs, and only 14% of respondents believed their goals would help them achieve “great things.”ii The study found that many of us don’t strive for difficult goals, which is where HARD goals can help. H.A.R.D goals HARD goals connect your vision to your emotions and values, which then really push and challenge you to achieve great things. They comprise of four elements: Heartfelt, Animated, Required and Difficult. Heartfelt There’s no use setting a goal you have no connection with. For example, climbing the corporate ladder or buying a home, common goals for many of us, don’t resonate with everyone – if they don’t, you’re unlikely to strive to achieve them. Instead, hone in on what truly matters to you and how you want to feel. If you have visions of a relaxed retirement, financial freedom at the end of your working life will motivate you. Or perhaps that entrepreneurial spirit wants to be set Complimentary to start your own venture. Whatever it is, ensure your goals align with your vision and focus on the outcome. Animated Whether you’re naturally a visual thinker or not, by animating your goal you are picturing exactly what it will look like. By visualising your goal, you’re making it real and building a deeper emotional connection to it. If you want to grow your business, visualise customers walking in the door or travelling to a new destination to set up a new office. If you want to change careers, see yourself in that field, talking to your new co-workers and learning the skills you will need. This image will provide ongoing motivation and will drive to achieve your outcome. Required This element reduces the risk of procrastination, as you’ll be clearer as to why you need to meet this goal. For instance, you might set a goal around doing further training, setting specific courses to complete in the year, in order to progress your career. You can explore what is required to achieve your goal by considering if it would happen should you not meet it. For example, if you plan on running a marathon, clearly a running schedule and fitness regime is necessary in order to meet your ultimate goal. Difficult Just as the name suggests, HARD goals aren’t meant to be easy – and you’ll get greater satisfaction meeting difficult goals. Identify what it is you want to do but are hesitant about in case you fail, or perhaps even if you succeed! While you don’t want to create goals so difficult they’ll be impossible to reach, you want them to be a challenge and of great importance to you. Perhaps it will be learning a new language, when you’re not much of a linguist, in order to apply for that job overseas, or to work your way to the top position in your company by taking on more responsibilities. At the basis of all goals is a desire for change. Picture the future you want and then work steadily towards it. As many goals are financial, get in touch if you need support with your finances or for advice on how to make these goals possible. i https://www.researchgate.net/publication/232822271 ii https://www.leadershipiq.com/blogs/leadershipiq/35353793-are-smart-goals-dumb

    Goal setting made easy with the H.A.R.D approach
    January 11, 2021
    Goal setting is one thing – achieving your goals is something else entirely. So what makes the difference between a goal that is achieved and one that falls by the…

    Review of 2020, outlook for 2021 – from Pandemic to Recovery
    December 10, 2020
    Key points 2020 was dominated by the Coronavirus pandemic but shares saw okay returns on the back of policy stimulus and vaccine optimism, resulting in constrained but positive returns for…
    Five tips for a better retirement

    Five tips for a better retirement
    November 10, 2020
    Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you’ve planned it correctly, it heralds a life stage synonymous with relaxation and enjoyment….

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