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Lifestyle

The financial rewards of optimism
Business

The financial rewards of optimism

If it wasn’t already clear, the past 12 months certainly cemented the fact that life has a habit of throwing us the occasional curveball. The reality is we all face challenges, however approaching life with a positive mindset can help us deal with any issues we may face and improve […]

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Here’s to a happy, healthy, long life!
Business

Here’s to a happy, healthy, long life!

One of the things that we all have in common as living beings is our finite lifespan and our awareness of this also contributes to motivating us to make each and every moment count. Yet while many of us don’t want to reflect much on our mortality, we all want […]

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Love & money: achieving financial harmony
Business

Love & money: achieving financial harmony

The past 12 months have been a challenging time for many of us on a personal level, with the pandemic having a far-reaching impact on so many aspects of our lives. While the Australian economy is proving remarkably resilient, personal finances have been affected in different ways by lockdowns and […]

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February Newsletter
Newsletter

February Newsletter

It’s February already, crazy how time flies. The kids are back at school and Australia is getting back to business. It’s still not business as usual, but with the vaccine rollout about to begin, there is a growing sense of optimism. There was a sense of relief on the global […]

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How much does a full nest cost?
Lifestyle

How much does a full nest cost?

The financial toll on parents of adult children living at home Whether you put it down to laziness, housing affordability, lavish lifestyle or wider societal changes, today almost one in three young people aged 18 to 34 live in the parental home.  That’s a figure up from about one in […]

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Our changing relationship status…with our devices
Lifestyle

Our changing relationship status…with our devices

If your New Year’s resolution was to spend less time glued to your phone, you’ve probably found that unexpectedly challenging this year. While the impact of COVID-19 differs from state to state, many of us have experienced social isolation and the call to stay and work from home where possible, […]

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Time to break up with bad habits?
Lifestyle

Time to break up with bad habits?

We all have bad habits, and they can be many and varied. They can be as big as poor time management which can impact your productivity, or as small as nail biting which drives your loved ones crazy! You might self-sabotage, such as tucking into that tub of ice-cream even […]

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Mind the insurance gap
Financial Planning

Mind the insurance gap

At a time when many people have been focused on their family’s health and livelihood, having adequate life insurance has never been more important. Yet the gap between what we need and what we have, has been growing. Life insurance is all about ensuring your family can maintain their lifestyle […]

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Extending that holiday feeling
Lifestyle

Extending that holiday feeling

Does the summer break already feel like so long ago? If that holiday glow and relaxation didn’t last as long as you wanted, you’re not alone. New research indicates that the mental health benefits of a holiday unfortunately fade quicker than a tan. The study found that it takes us […]

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Unleashing your creativity
Lifestyle

Unleashing your creativity

When you think of creativity, does an easel and pot of paints spring to mind, or perhaps a musical composition or dance choreography? You don’t need to be artistic to be creative. Creativity can benefit all of us, in all aspects of our lives. In fact some of the biggest […]

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Soaring to success in 2021
Lifestyle

Soaring to success in 2021

The start of a new year is a great time to reassess where you are in life, your career or business – decide what you want to achieve and put some strategies in place to work towards achieving even your most ambitious goals. The start of this new year is […]

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Goal setting made easy with the H.A.R.D approach
Financial Planning

Goal setting made easy with the H.A.R.D approach

Goal setting is one thing – achieving your goals is something else entirely. So what makes the difference between a goal that is achieved and one that falls by the wayside? Research has shown that people who achieve their goals are more likely to do so because they create a […]

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Review of 2020, outlook for 2021 – from Pandemic to Recovery
Business

Review of 2020, outlook for 2021 – from Pandemic to Recovery

Key points 2020 was dominated by the Coronavirus pandemic but shares saw okay returns on the back of policy stimulus and vaccine optimism, resulting in constrained but positive returns for balanced growth super funds. For 2021, the combination of massive policy stimulus and the prospect of vaccines allowing a return […]

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Five tips for a better retirement
Retirement

Five tips for a better retirement

Retirement is an exciting time. It’s the long-awaited reward for a lifetime of work and, if you’ve planned it correctly, it heralds a life stage synonymous with relaxation and enjoyment. However, to make sure your retirement is everything you’d hoped for, it’s crucial to make smart decisions to help you […]

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Taking control of your finances after a separation or divorce
Financial Planning

Taking control of your finances after a separation or divorce

Going through a separation or divorce can be a stressful and emotionally-charged time, particularly when it comes to conversations around shared finances and the division of assets. Having a clear plan for how you approach these discussions can help provide direction and ensure you reach a fair solution that everyone […]

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Life cover: More essential than ever
Insurance

Life cover: More essential than ever

Living through COVID-19 has brought many challenges and shifting priorities as we deal with the financial impacts of the pandemic, and that includes the issue of life insurance.  On the one hand, the pandemic has highlighted the importance of life cover. On the other, those who may have lost a […]

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Federal Budget 2020-21 Analysis
Economy

Federal Budget 2020-21 Analysis

Building a bridge to recovery In what has been billed as one of the most important budgets since the Great Depression, and the first since the onset of the COVID-19 pandemic dragged Australia into its first recession in almost 30 years, Treasurer Josh Frydenberg said the next phase of the […]

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Opportunities amidst the COVID-19 disruption
Uncategorised

Opportunities amidst the COVID-19 disruption

COVID-19 is resulting in significant disruption to well-established business paradigms, impacting businesses, sectors and stocks across the board. However, as Albert Einstein once said: “in the middle of difficulty lies opportunity”. That certainly rings true in 2020 as analysts predict significant changes in the types of businesses that will prosper […]

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Getting retirement plans back on track
Retirement

Getting retirement plans back on track

After a year when even the best laid plans have been put on hold due to COVID-19, people who were planning to retire soon may be having second thoughts. You may be concerned about a drop in your super balance, insecure work, or an uncertain investment outlook. Whatever your circumstances, […]

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How to spend and invest at the same time
Investing

How to spend and invest at the same time

https://centaurfinancial.com.au/investing/how-to-spend-and-invest-at-the-same-time/

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Building resilience to spring back stronger than ever
Lifestyle

Building resilience to spring back stronger than ever

Our resilience has been tested of late and continues to be, with the ongoing situation of the coronavirus pandemic throwing challenges our way.  Resilience has certainly become a now frequently used buzzword, but what does it actually mean? According to the Oxford dictionary, the word resilience means “the ability of […]

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A baby boomer’s retirement path
Retirement Planning and Superannuation

A baby boomer’s retirement path

Baby boomers are born consumers and love choice. For those unsure, a baby boomer is generally defined as those born just after World War II – 1946 to 1964. During these years, the number of babies born in most western nations, including Australia, was staggering.  Today, around 20% of Australia’s […]

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New financial year – new perspective
Financial Planning

New financial year – new perspective

The start of the financial year is always an excellent time to take stock of your current situation and visualise where you’d like to be in the future.  It’s fair to say this year hasn’t been ‘business as usual’! While no-one could have predicted the first six months of 2020, […]

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5 Steps to Easing Anxiety After Lockdown
Lifestyle

5 Steps to Easing Anxiety After Lockdown

With restrictions lifting in Australia, shops and cafes are reopening, social gatherings are permitted again and things are slowly starting to head back towards normal. And while many people are jumping at the chance to get back out there, some of us are feeling rather reluctant. Even though being isolated for […]

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Maintaining your mental health through the pandemic
Coronavirus

Maintaining your mental health through the pandemic

The COVID-19 pandemic has shifted our day-to-day lives in a dramatic way. One of the biggest changes to come from this period, was a transition to working from home for many people.  On top of this adjustment, parents had the additional challenge of monitoring remote schooling for their children. Social […]

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Time to reassess your financial priorities
Coronavirus

Time to reassess your financial priorities

At a time of uncertainty about the economy, not to mention unexpected social isolation, people are rethinking their personal and financial priorities.  Whether you are spending less by necessity or because you are living more simply at home, this could be a good time to reassess your spending and review […]

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Starting over: how to bounce back after 60
Uncategorised

Starting over: how to bounce back after 60

Have you ever gone through a major life event that forced you to start again? For some, it’s a scary time filled with change, anxiety and confusion. But it doesn’t have to be that way. You’re human and starting over is not something you have to do alone. That’s what […]

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The Importance of Maintaining Connection Right Now
Coronavirus

The Importance of Maintaining Connection Right Now

“In the rush to return to normal, use this time to consider which parts of normal are worth rushing back to…” Many people around us have been using this time to consider the kind of world they hope to live in. The values they wish to see and the aspects […]

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Why you need to keep your identity safe
Finances

Why you need to keep your identity safe

Have you received an unexpected email or text asking you to ‘confirm’ personal details by clicking on a link or opening an attachment? It could be an attempt to steal your information for financial gain. Identity theft is on the rise, so it’s important to know how to protect yourself. […]

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The Big Differences between the Great Depression and Covid-19
Coronavirus

The Big Differences between the Great Depression and Covid-19

Global economic activity has grounded to a halt, prompting fears the world is in for a re-run of The Great Depression. While there might be similar scenes, the parallels are not as strong as you may think. Without a doubt, countries worldwide are in for sharp, deep recessions as they […]

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The information provided on and made available through this website does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. We recommend that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Centaur Financial Services do not warrant the accuracy, completeness or currency of the information provided on and made available through this website. Past performance of any product discussed on this website is not indicative of future performance.

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