Homing in on a happy retirement
November 1, 2017
Owning your own home has long been the Australian dream but after years of strong house price growth it’s becoming less of a reality for many. This has major implications for retirement planning.
Time to review transition to retirement pensions
July 4, 2017
Amid the major reforms to superannuation that took effect on July 1, some significant changes to the tax treatment of your Transition to Retirement Pension (TRIP) may have flown under the radar. Some individuals will be affected more than others, so if you have a TRIP or are thinking about starting one, now is the…
Winding up your SMSF: Keep the end in sight
May 30, 2017
They say all good things must come to an end, and it’s no different with self-managed super funds. Australians are discovering the benefits of running their own fund in record numbers, but at some point all these funds will need to be wound up. The sooner you start thinking about your exit strategy, the smoother…
Countdown to super deadline
March 8, 2017
The clock is ticking for investors who want to take advantage of the more generous tax concessions available in super this financial year. As of July 1, new rules come into effect that will reduce contribution limits.
Beware of pension pressure
February 2, 2017
Changes to the pension assets test that came into force on January 1 have resulted in some retirees losing some, or all, of their pension entitlements.
Achieving your dream of early retirement
February 2, 2017
Spending more time with your family. Picking up a brand new hobby. Exploring exotic destinations for longer than your scant weeks of annual leave would allow. However you paint it, retirement is a beautiful goal to work towards. And starting early means you’ve got more time and energy to enjoy it.
Saving for retirement: the big picture
November 9, 2016
Australians are constantly being told they are not saving enough for their retirement. The argument goes that unless you have enough saved in superannuation you will be forced to rely on the Age Pension. But this is not the whole story.
Super gets a makeover, again
October 9, 2016
Just when those saving for retirement thought the rules couldn’t get any more complex, the Turnbull Government has revised some of the key elements of the controversial superannuation reforms it announced in the May 2016 Federal Budget.
Chasing yield in a low interest rate world
October 9, 2016
Low interest rates and unsettled sharemarkets make the chase for yield a challenging prospect. And yield is important, particularly for those approaching or already in the retirement phase. Because maintaining capital and enjoying a steady income stream are the two key factors to provide for comfort in the years ahead.
SMSF rules change, again
August 10, 2016
As every trustee of a self-managed super fund (SMSF) knows, the ATO loves shifting the goal posts. This time the taxman’s big change is to grant a seven-month extension on the deadline for SMSFs to ensure any property loans they have are operating on an arm’s length basis.
Taxing issues for SMSFs
June 28, 2016
The re-think of Australia’s taxation system has superannuation firmly in its sights. That’s making investors nervous, especially those with their own self-managed super fund.
Investing in a better retirement
November 30, 2015
What is superannuation? We all have dreams of what we would like more of in retirement. More time for travel, to pursue other interests or to relax with family and friends. To ensure you get to enjoy more of what you dream about, you need to start a dedicated savings plan. And that’s where superannuation…
End of content
End of content