6th August 2024 RBA Announcement
August 7, 2024
The Reserve Bank Board announced on the 6th of August that it was leaving the cash rate at 4.35 per cent. Please click here to view the Statement by Michele Bullock, Governor: Monetary Policy Decision. With the official rate on hold, we’re watching closely what the banks do with their rates, as some of Australia’s biggest lenders…
The Rich Life Vol 69
May 9, 2023
As the days get shorter and temperatures begin to fall, Federal Treasurer Jim Chalmers is working to complete his second Budget, due to be delivered this evening – Tuesday 9 May. All eyes were on the Reserve Bank board as it met prior to the Federal Budget to decide whether or not to increase the…
The Rich Life Vol 68
April 4, 2023
Welcome to our April newsletter, where the days are getting shorter and there is a bit of a nip in the air. Share markets in Australia and overseas have rallied to end the month in a better position as the global banking system steadies itself and there are expectations of a tempering in rate rises….
How do interest rates affect your investments?
April 4, 2023
Interest rates are an important financial lever for world economies. They affect the cost of borrowing and the return on savings, and it makes them an integral part of the return on many investments. It can also affect the value of the currency, which has a further trickle-down effect on other investments. So, when rates…
What to do if interest rates go up
December 2, 2022
Higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. As inflation continues to challenge the economy, it’s likely we’ll see interest rates rise and economic activity slow. However, that doesn’t have to be cause for panic—higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. What do interest…
Mortgage vs Super
October 4, 2022
With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a mortgage, should you make extra repayments or would you be better off in the long run boosting your super? The answer is, it depends. Your…
How to manage rising interest rates
June 1, 2022
Rising interest rates are almost always portrayed as bad news, by the media and by politicians of all persuasions. But a rise in rates cuts both ways. Higher interest rates are a worry for people with home loans and borrowers generally. But they are good news for older Australians who depend on income from bank…
Equities and Growth Assets Symposium – The Inside Network
May 13, 2022
The unique format of The Inside Network’s Equities and Growth Assets Symposium is bringing exciting conversations to advisers and the wider industry. Our very own Hugh Robertson CFP® had the pleasure of joining The Inside Network’s – Equities and Growth Assets Symposium in Brisbane on Wednesday 11th May 2020. Hugh joined the stage with Jake…
The Road Ahead for Shares
April 29, 2022
Trying to time investment markets is difficult if not impossible at the best of times, let alone now. The war in Ukraine, rising inflation and interest rates and an upcoming federal election have all added to market uncertainty and volatility. At times like these investors may be tempted to retreat to the ‘’safety” of cash,…
How to calm those market jitters
March 1, 2022
It’s been a rocky start to the year on world markets but that doesn’t mean you should hit the panic button. Staying the course is generally the best course, but that’s easier said than done when there’s a big market fall. In January markets plunged some 10 per cent but then staged a recovery. That…
Investing in inflation
December 2, 2021
Inflation appears to be firmly on the rise and while that is bad news for consumers it’s not necessarily bad news for investors. In fact, inflation may provide new opportunities. In the September quarter, the consumer price index (CPI) rose 3 per cent year on year, a level previously not forecast to be reached until…
2020 Year in Review
January 11, 2021
Just as we were recovering from the long drought and the worst bushfires on record, the global coronavirus pandemic took hold and changed everything. Suddenly, simple things we took for granted, like going to the office or celebrating special occasions, were put on hold. While life is still not back to normal, Australia is in…
Making the most of falling interest rates
July 2, 2019
The Reserve Bank’s decision to cut official interest rates is good news for anyone with a mortgage or hoping to buy their first home, but presents a challenge for savers. Whatever your personal situation, the question now is how to make the most of falling rates. In case you missed it, on June 4 the…
2018 Year in Review
January 15, 2019
Investors started 2018 full of hope, with the global economy and financial markets in good shape, but by year’s end they were uncertain and a little anxious about what lay ahead. Markets responded with last minute falls across all asset classes. The issues that weighed heavily at the end of 2018 were the unresolved trade…
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Market Review & Commentary