Gold Coast Financial Planners

The Rich Life Vol 69

May 9, 2023
As the days get shorter and temperatures begin to fall, Federal Treasurer Jim Chalmers is working to complete his second Budget, due to be delivered this evening – Tuesday 9 May. All eyes were on the Reserve Bank board as it met prior to the Federal Budget to decide whether or not to increase the…
Gold Coast FInancial Planners

The Rich Life Vol 68

April 4, 2023
Welcome to our April newsletter, where the days are getting shorter and there is a bit of a nip in the air. Share markets in Australia and overseas have rallied to end the month in a better position as the global banking system steadies itself and there are expectations of a tempering in rate rises….
How do interest rates affect your investments

How do interest rates affect your investments?

April 4, 2023
Interest rates are an important financial lever for world economies. They affect the cost of borrowing and the return on savings, and it makes them an integral part of the return on many investments. It can also affect the value of the currency, which has a further trickle-down effect on other investments. So, when rates…
Gold Coast Financial Planners

What to do if interest rates go up

December 2, 2022
Higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. As inflation continues to challenge the economy, it’s likely we’ll see interest rates rise and economic activity slow. However, that doesn’t have to be cause for panic—higher interest rates can present unique opportunities for saving and potential portfolio rebalancing. What do interest…
Mortgage vs Super

Mortgage vs Super

October 4, 2022
With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a mortgage, should you make extra repayments or would you be better off in the long run boosting your super? The answer is, it depends. Your…

Market Review & Commentary

August 23, 2022
Market Review To cap off an eventful second half of the 2022 financial year, we saw dire global economic and market headwinds not seen since the GFC over a decade ago. With the US, the largest economy in the world teetering on falling into a ‘hard’ or ‘soft’ landing recession, we also saw its share…
Manage rising interest rates

How to manage rising interest rates

June 1, 2022
Rising interest rates are almost always portrayed as bad news, by the media and by politicians of all persuasions. But a rise in rates cuts both ways. Higher interest rates are a worry for people with home loans and borrowers generally. But they are good news for older Australians who depend on income from bank…
Hugh Robertson

Equities and Growth Assets Symposium – The Inside Network

May 13, 2022
The unique format of The Inside Network’s Equities and Growth Assets Symposium is bringing exciting conversations to advisers and the wider industry. Our very own Hugh Robertson CFP® had the pleasure of joining The Inside Network’s – Equities and Growth Assets Symposium in Brisbane on Wednesday 11th May 2020. Hugh joined the stage with Jake…

The Road Ahead for Shares

April 29, 2022
Trying to time investment markets is difficult if not impossible at the best of times, let alone now. The war in Ukraine, rising inflation and interest rates and an upcoming federal election have all added to market uncertainty and volatility. At times like these investors may be tempted to retreat to the ‘’safety” of cash,…

How to calm those market jitters

March 1, 2022
It’s been a rocky start to the year on world markets but that doesn’t mean you should hit the panic button. Staying the course is generally the best course, but that’s easier said than done when there’s a big market fall. In January markets plunged some 10 per cent but then staged a recovery. That…
Investing and inflation

Investing in inflation

December 2, 2021
Inflation appears to be firmly on the rise and while that is bad news for consumers it’s not necessarily bad news for investors. In fact, inflation may provide new opportunities. In the September quarter, the consumer price index (CPI) rose 3 per cent year on year, a level previously not forecast to be reached until…
2020 Year in Review

2020 Year in Review

January 11, 2021
Just as we were recovering from the long drought and the worst bushfires on record, the global coronavirus pandemic took hold and changed everything. Suddenly, simple things we took for granted, like going to the office or celebrating special occasions, were put on hold. While life is still not back to normal, Australia is in…
Financial planning, gold coast, hugh robertson

Making the most of falling interest rates

July 2, 2019
The Reserve Bank’s decision to cut official interest rates is good news for anyone with a mortgage or hoping to buy their first home, but presents a challenge for savers. Whatever your personal situation, the question now is how to make the most of falling rates.  In case you missed it, on June 4 the…
2018 Year in Review

2018 Year in Review

January 15, 2019
Investors started 2018 full of hope, with the global economy and financial markets in good shape, but by year’s end they were uncertain and a little anxious about what lay ahead. Markets responded with last minute falls across all asset classes. The issues that weighed heavily at the end of 2018 were the unresolved trade…
interest rates financial planner gold coast financial advisor best advisor

How to be prepared for climbing interest rates

September 6, 2017
Interest rates have been low for so long it’s tempting to think low rates are the new normal. So when the Reserve Bank suggests that a cash rate of 3.5 per cent is the new ‘neutral’, people take notice. Even the Prime Minister warned Australian householders to prepare for higher interest rates ahead.(i)  That’s good…

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